Credit union · NCUA insured
ABD Federal Credit Union Credit Card Rates
ABD Federal Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How ABD Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Detroit, MI, where ABD Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
ABD Federal Credit Union
9.99%APR
Visa Gold
Lowest rate
6.87%APR
2nd-lowest rate
Polish-American FCU
6.90%APR
ABD Federal Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where ABD Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Available to members of ABD Federal Credit Union. Maximum amount of approval is $1,000. Features a 25-day interest-free grace period on purchases, no balance transfer fee, and variable interest rate. Rates are based on a 725 credit score; amount and rate are subject to credit score, seniority, job stability, and other factors determined by credit committee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.99% | None | Rate is as low as 14.99% APR based on a 725 credit score. No annual fee and no balance transfer fee. Max amount of approval $1,000. |
Sources (3)
All captured Oct 7, 2026
Visa Classic Secured
Available to members of ABD Federal Credit Union. Credit lines available from $500 to $7,500. Requires depositing 100% collateral and the $100 retainer to be held with the collateral in a Pledge Savings Account (or secured 100% by Shares or Certificate: requested credit limit + 10% or minimum $100). Features a 25-day interest-free grace period on purchases, no penalty rate, no balance transfer fee, and no annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.99% | None | Low fixed 14.99% interest rate on purchases / 14.99% APR with no penalty rate. Secured 100% by collateral in Pledge Savings Account (or Shares/Certificate) plus retainer. No annual fee and no balance transfer fee. |
Sources (3)
All captured Oct 7, 2026
Visa Gold
Available to members of ABD Federal Credit Union. Maximum amount of approval is $10,000. Features a 25-day interest-free grace period on purchases, no balance transfer fee, and variable interest rate. Rates are based on a 725 credit score; amount and rate are subject to credit score, seniority, job stability, and other factors determined by credit committee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Rate is as low as 9.99% APR based on a 725 credit score. No annual fee and no balance transfer fee. Max amount of approval $10,000. |
Sources (3)
All captured Oct 7, 2026
Visa Platinum
Available to members of ABD Federal Credit Union. Maximum amount of approval is $15,000. Features a 25-day interest-free grace period on purchases, no balance transfer fee, and variable interest rate. Rates are based on a 725 credit score; amount and rate are subject to credit score, seniority, job stability, and other factors determined by credit committee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.99% | None | Rate is as low as 7.99% APR based on a 725 credit score. No annual fee and no balance transfer fee. Max amount of approval $15,000. |
Sources (4)
All captured Oct 7, 2026
Who can join ABD Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of specific partner businesses are eligible for membership.
- Employees and retirees of Stellantis/Fiat Chrysler Automobiles (FCA) who work at designated facilities are eligible for membership.
Other ways
- Individuals referred by a current ABD member through the membership referral program are eligible to join.
Membership information collected October 5, 2026.