Credit union · NCUA insured
Best Financial Credit Union Credit Card Rates
Best Financial Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Best Financial Credit Union’s credit card rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Best Financial Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Best Financial Credit Union
9.99%APR
Personal Credit Cards
Lowest rate
River Valley Credit Union
7.50%APR
2nd-lowest rate
Muskegon Federal Credit Union
7.90%APR
Best Financial Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Best Financial Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Personal Credit Cards
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | — |
Who can join Best Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in Muskegon, Ottawa, Oceana, Newaygo, and Kent counties of Michigan.
Cost to join
- Opening a savings account requires $5.
Membership information collected October 5, 2026.