Credit union · NCUA insured
Gerber Federal Credit Union Credit Card Rates
Top CarrotGerber Federal Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Gerber Federal Credit Union’s credit card rates compare
Compared with banks and credit unions in Michigan, where Gerber Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Gerber Federal Credit Union
9.99%APR
- Up to
- 14.99% APR
Platinum Preferred Credit MasterCard
Lowest rate
Construction Federal Credit Union
6.87%APR
- Up to
- —
2nd-lowest rate
Great Lakes First Federal Credit Union
6.90%APR
- Up to
- 17.90% APR
Gerber Federal Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Gerber Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Preferred Credit MasterCard
Fixed low rates. No annual fee, no cash advance fee, and no balance transfer fee. 25-day grace period on purchase balance if paid in full.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99%–14.99% | None | Rate based on creditworthiness/credit history (Credit Tier A: 9.99%, Tier B: 12.99%, Tier C: 14.99%). Same rate applies for purchases, balance transfers, and cash advances. |
Who can join Gerber Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.