Credit union · NCUA insured
Compass Credit Union Credit Card Rates
Compass Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked September 24, 2026.
How Compass Credit Union’s credit card rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Compass Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Compass Credit Union
9.99%APR
Visa Platinum
Lowest rate
River Valley Credit Union
7.50%APR
2nd-lowest rate
Muskegon Federal Credit Union
7.90%APR
Compass Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Compass Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Student Visa Classic
Ages 18-22. Credit limit based on employment: $1,000 credit limit if employed less than six months; up to $2,500 credit limit if employed more than six months. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | None | Purchases, balance transfers, and cash advances. |
Sources (2)
- compasscu.com/service/credit-cards-and-personal-loans
- compasscu.com/wp-content/uploa…Card-Disclosure-2026.pdf
All captured Sep 18, 2026
Visa Classic
No annual fee. Grace period on purchases if paid in full within 28 days of statement closing date.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.75% | None | Purchases and balance transfers. |
| Ongoing | 17.99% | None | Cash advances. |
Sources (1)
- compasscu.com/wp-content/uploa…Card-Disclosure-2026.pdf · captured Sep 18, 2026
Visa Classic Secured
Secured credit card. No annual fee. Grace period on purchases if paid in full within 28 days of statement closing date.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.75% | None | Purchases and balance transfers. |
| Ongoing | 17.99% | None | Cash advances. |
Sources (1)
- compasscu.com/wp-content/uploa…Card-Disclosure-2026.pdf · captured Sep 18, 2026
Visa Platinum
No annual fee. Grace period on purchases if paid in full within 28 days of statement closing date.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Purchases and balance transfers. |
| Ongoing | 17.99% | None | Cash advances. |
Sources (2)
- compasscu.com/service/credit-cards-and-personal-loans
- compasscu.com/wp-content/uploa…Card-Disclosure-2026.pdf
All captured Sep 18, 2026
Who can join Compass Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.