Credit union · NCUA insured
Monroe Community Credit Union Credit Card Rates
Monroe Community Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Monroe Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Monroe, MI, where Monroe Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Monroe Community Credit Union
9.99%APR
- Up to
- 17.99% APR
Mastercard Platinum Reward Card
Lowest rate
Directions Credit Union
9.99%APR
- Up to
- —
3rd-lowest rate
KeyBank
20.74%APR
- Up to
- 27.74% APR
Monroe Community Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Monroe Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Platinum Reward Card
Credit card approval and rates subject to membership and creditworthiness. Lowest rate is for top tier credit (credit scores 760 or higher). Balance transfers are processed as purchases with no balance transfer fees. Cash advance transaction APRs are 2.00% higher than the purchase APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99%–17.99% | None | Lowest rate is for top tier credit. Minimum estimated payment is 3% of balance owed or $30, whichever is greater. No annual fee. |
Sources (2)
All captured Oct 5, 2026
Who can join Monroe Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in the State of Michigan and the Ohio counties of Fulton, Lucas, and Wood.
Family and household
- Membership is open to immediate relations of a current member or individuals living in the same household as a current member.
Cost to join
- An initial deposit of $5 is required to join the cooperative.
Membership information collected October 5, 2026.