Credit union · NCUA insured
AAC Credit Union Credit Card Rates
Top CarrotAAC Credit Union credit cards start at 9.95% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How AAC Credit Union’s credit card rates compare
Compared with banks and credit unions near Grand Rapids, MI, where AAC Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
AAC Credit Union
9.95%APR
- Up to
- 17.95% APR
Visa Orange Card
Lowest rate
River Valley Credit Union
7.50%APR
- Up to
- —
2nd-lowest rate
Muskegon Federal Credit Union
7.90%APR
- Up to
- —
AAC Credit Union credit card score
83
Credit card score
Higher than 64% of U.S. banks and credit unions
- Purchase APRPurchase APR9.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where AAC Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Orange Card
Fixed rate. 25 days grace period for repayment of balances for purchases. Average daily balance (including new purchases) method of computing balances.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.95%–17.95% | None | Annual Percentage Rate for Purchases is 9.95-17.95% APR. Fixed rate. No annual fee. |
Sources (1)
- goaac.com/borrow/personal/visa-platinum · captured Oct 7, 2026
Who can join AAC Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or studies in Kent, Muskegon, Ottawa, Barry, or Allegan counties.
Cost to join
- Opening a savings account with a $5 deposit is required to begin membership.
Membership information collected October 5, 2026.