Compare Bank & Credit Union Rates
Best credit card rates in Wisconsin
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 46–60 of 67 in Wisconsin · median 11.99% APR
- 12.75%APRas low as
Terms
Fixed rate APR for purchases.
Credit card score 69 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Rates are quoted as low as. Actual rates may vary depending on applicants' membership eligibility and credit history. Features a 21 day grace period.
Credit card score 67 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 22.90%
12.90% APR, up to 22.90%
Terms
Rates are based on credit worthiness and vary with the market based on the Prime Rate. $2,000 credit line minimum. Member eligibility required.
Credit card score 67 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Annual fee waived. Variable APR calculated as Prime Rate + 5.90% (based on the highest prime rate published in the Wall Street Journal's 'Money Rates' table on the last date of publication in each calendar month). Cash advance fee: 4.0% ($5.00 min, no max).
Credit card score 67 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 24.25%
12.90% APR, up to 24.25%
Terms
Standard variable APR range as of 11/25/25.
Credit card score 67 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 13.49%APRas low as · up to 23.49%
13.49% APR, up to 23.49%
Terms
Standard variable APR for purchases and balance transfers after the introductory period, based on creditworthiness and Prime Rate.
Credit card score 66 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 16.00%
13.50% APR, up to 16.00%
Terms
Depending on credit worthiness.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as
Credit card score 65 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 13.89%APRas low as
Credit card score 64 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
25-day grace period on purchases.
Credit card score 64 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as · up to 22.90%
13.90% APR, up to 22.90%
Terms
Standard variable APR for purchases based on credit history and Prime Rate. No balance transfers allowed.
Credit card score 64 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
APR for purchases, balance transfers, and cash advances. Variable APR subject to change after account opening.
Credit card score 63 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Available credit limit $1,000 – $25,000. No annual fee. Members with credit scores of 635 or less may be subject to a higher rate.
Credit card score 63 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - UMB BankUMB Private Bank Visa Signature Preferred Premier Cash Rewards Credit Card · No annual fee
Bank · 11 branches
14.49%APRas low asTerms
After the first 12 months, 14.49% variable APR based on prime rate.
Credit card score 63 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Wisconsin
67 banks and credit unions · checked Oct 16–22
- Typical
- 11.99%
- Top 10% up to
- 8.99%
- Banks, typical
- 14.24%
- Credit unions, typical
- 11.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Community First Credit UnionCredit union · 29 branches
- Oakdale CUCredit union · 3 branches