Compare Bank & Credit Union Rates
Best credit card rates in Stevens Point, WI
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–6 of 6 in Stevens Point, WI · median 12.82% APR
- 9.74%APRas low as
Terms
Rate is lowest available; individual rates and terms may vary based on down payment, credit history, and credit score.
Credit card score 87 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 23.90%
11.90% APR, up to 23.90%
Terms
Prime + 4.9% to Prime + 16.9%
Credit card score 73 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Terms
Fixed rate APR for purchases.
Credit card score 69 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 24.25%
12.90% APR, up to 24.25%
Terms
Standard variable APR range as of 11/25/25.
Credit card score 67 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Stevens Point, WI
6 banks and credit unions · checked Oct 16–17
- Typical
- 12.82%
- Top 10% up to
- 10.82%
- Banks, typical
- 18.49%
- Credit unions, typical
- 12.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Stevens Point, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Simplicity Credit UnionCredit union · 2 branches
- UW Credit UnionCredit union · 1 branch
- Valley Communities Credit UnionCredit union · 1 branch