Compare Bank & Credit Union Rates
Best credit card rates in Menomonee Falls, WI
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 15 in Waukesha County, WI · median 12.49% APR
- 8.99%APRas low as
Terms
Fixed rate of 8.99% APR applies to purchases, cash advances, and balance transfers for the life of the balance.
Credit card score 88 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.49%APRas low as · up to 18.49%
10.49% APR, up to 18.49%
Terms
Standard variable APR based on Prime Rate (7.00% as of 9/16/2026) plus a margin of 3.49% to 11.49% based on creditworthiness. Variable card APR maximum 27%.
Credit card score 81 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Rates start at 10.90% (moving to 11.9%, 14.9%, and 20.9% depending on credit). Payment per $1,000 is $25.00.
Credit card score 79 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Standard variable rate as low as 11.74% APR (range 11.74% to 22.00% APR) based on Wall Street Journal Prime Rate plus margin based on creditworthiness. Monthly payment is 2% of balance or $25, whichever is greater.
Credit card score 75 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 11.80%APRas low as
Terms
Rate based on creditworthiness.
Credit card score 74 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Credit Score: 850-750. Monthly payment must pay interest due and reduce principal balance by 5% (approximately an 18-month amortization).
Credit card score 72 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as · up to 20.90%
12.40% APR, up to 20.90%
Terms
Standard non-variable APR for purchases.
Credit card score 71 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as · up to 20.49%
12.49% APR, up to 20.49%
Terms
Non-promotional variable APR applies beginning the first day of the new billing cycle after the intro period, based on creditworthiness. Variable APR varies quarterly based on the highest Prime Rate charged by banks published in WSJ as of the last business day of each quarter plus a margin.
Credit card score 70 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Annual fee waived. Variable APR calculated as Prime Rate + 5.90% (based on the highest prime rate published in the Wall Street Journal's 'Money Rates' table on the last date of publication in each calendar month). Cash advance fee: 4.0% ($5.00 min, no max).
Credit card score 67 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 24.25%
12.90% APR, up to 24.25%
Terms
Standard variable APR range as of 11/25/25.
Credit card score 67 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 13.49%APRas low as · up to 23.49%
13.49% APR, up to 23.49%
Terms
Standard variable APR for purchases and balance transfers after the introductory period, based on creditworthiness and Prime Rate.
Credit card score 66 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Waukesha County, WI
15 banks and credit unions · checked Oct 16–22
- Typical
- 12.49%
- Top 10% up to
- 10.65%
- Banks, typical
- 15.74%
- Credit unions, typical
- 11.80%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Milwaukee, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Governmental Employees Credit UnionCredit union · 1 branch
- UW Credit UnionCredit union · 13 branches
- Marine Credit UnionCredit union · 1 branch