Compare Bank & Credit Union Rates
Best credit card rates in Wisconsin
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 61–67 of 67 in Wisconsin · median 11.99% APR
- 15.00%APRas low as
Terms
APR = Wall Street Prime rate + 8%.
Credit card score 61 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - Shoreline Hometown Credit UnionShoreline Hometown Platinum Mastercard · No annual fee
Credit union · 3 branches
15.99%APRas low asTerms
Rate as low as 15.99% APR for credit score 776 and above. Variable APR. Monthly minimum payment is $25 or 2.5% of balance on credit card, whichever is greater.
Credit card score 61 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 17.24%APRas low as · up to 28.24%
17.24% APR, up to 28.24%
Terms
Thereafter, undiscounted variable APR for Purchases based on creditworthiness. Rate accurate as of 12/12/2025 (12-12-25).
Credit card score 61 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 19.24%APRas low as · up to 28.24%
19.24% APR, up to 28.24%
Terms
Annual fee after the first 12 months is $99. Variable APR 19.24% to 28.24% based on creditworthiness and Prime Rate.
Credit card score 60 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Wisconsin
67 banks and credit unions · checked Oct 16–22
- Typical
- 11.99%
- Top 10% up to
- 8.99%
- Banks, typical
- 14.24%
- Credit unions, typical
- 11.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Community First Credit UnionCredit union · 29 branches
- Oakdale CUCredit union · 3 branches