Compare Bank & Credit Union Rates
Best credit card rates in South Carolina
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 44 in South Carolina · median 12.60% APR
- South Carolina State Credit UnionVisa Platinum Credit Card · No annual fee
Credit union · 19 branches
10.90%APRas low asTerms
Fixed APR. No annual fee, no balance transfer fee, no cash advance fee. Subject to creditworthiness.
Credit card score 79 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 16.99%
10.99% APR, up to 16.99%
Terms
Fixed APR ranging from 10.99% to 16.99% based on creditworthiness. No annual or balance transfer fees.
Credit card score 77 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.65%APRas low as
Terms
Interest Rate as low as 11.65% APR.
Credit card score 75 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 21.99%
11.99% APR, up to 21.99%
Terms
Variable regular rate subject to Prime Rate changes. Same rate applies to purchases, balance transfers and cash advances.
Credit card score 72 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 18.00%
11.99% APR, up to 18.00%
Terms
Variable APR based on U.S. Prime Rate. Rates capped at 18.00% APR. Specific APR depends on creditworthiness and underwriting standards.
Credit card score 72 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Low fixed rate. 28-day grace period on purchases. No balance transfer or cash advance transaction fees. Subject to credit qualifications.
Credit card score 72 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - SAFE Federal Credit UnionVisa Platinum Rewards Credit Card · No annual fee
Credit union · 21 branches
12.49%APRas low as · up to 18.00%12.49% APR, up to 18.00%
Credit card score 70 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - Family Trust Federal Credit UnionTraditional Visa Credit Card · No annual fee
Credit union · 8 branches
12.70%APRas low as · up to 18.15%12.70% APR, up to 18.15%
Terms
Standard variable APR based on Prime Rate; assigned upon approval based on creditworthiness. Minimum credit limit is $500.
Credit card score 69 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as
Terms
Quarterly variable rate tier. No annual fee. Subject to credit approval.
Credit card score 69 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Terms
Credit score 730+ (Grade A+). Automatic Transfer/ACH and protection discounts may reduce rate up to max discount of 0.50%.
Credit card score 69 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Rate may vary depending on credit history and underwriting factors. No balance transfer fees. No penalty rate-increase.
Credit card score 67 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 17.90%
12.90% APR, up to 17.90%
Terms
No Balance Transfer Fee, No Cash Advance Fee, No Annual Fee. Rates are subject to change at any time without notice and are not guaranteed. Actual APR is based on credit history, loan amount, product features, term, and debt to income ratio.
Credit card score 67 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 13.40%APRas low as · up to 23.40%
13.40% APR, up to 23.40%
Terms
After 6 months, a variable 13.40 – 23.40% APR will apply.
Credit card score 66
Rate checked · Credit cards rates on its site
Rates and branches - Carolinas Telco Federal Credit UnionVisa Platinum Low Rate Credit Card · No annual fee
Credit union · 2 branches
13.50%APRas low asTerms
APR as low as 13.50%, varying based on creditworthiness up to 18.00%. No annual fee. Terms may vary.
Credit card score 65 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 16.00%
13.50% APR, up to 16.00%
Terms
Depending on credit worthiness.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in South Carolina
44 banks and credit unions · checked Oct 16–22
- Typical
- 12.60%
- Top 10% up to
- 8.92%
- Banks, typical
- 15.74%
- Credit unions, typical
- 11.65%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
South Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 4 branches
- Greenville Heritage Federal Credit UnionCredit union · 3 branches