Compare Bank & Credit Union Rates
Best credit card rates in South Carolina
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 44 in South Carolina · median 12.60% APR
- 7.00%APRas low as
Terms
Ongoing variable APR equal to the Prime Rate without added margins. Applies to purchases, balance transfers, and cash advances.
Credit card score 92 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 7.45%APRas low as · up to 18.00%
7.45% APR, up to 18.00%
Terms
Rate based on creditworthiness and term of loan. No Annual Fee.
Credit card score 95 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.75%APRas low as
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed rates as low as 8.90% APR on purchases, cash advances, and balance transfers. No annual fees, balance transfer, or cash advance fees. Rate based on creditworthiness and term of loan.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Regular APR for purchases, balance transfers, and cash advances based on creditworthiness. No penalty APR.
Credit card score 89 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
APR as low as 8.95%. Rate based on creditworthiness. Credit score: Excellent. Credit lines up to $25,000. Annual fee: None. Cash advance fee: None. Balance transfer fee: None.
Credit card score 89 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rates as low as 9.90% APR based on approved credit. Fixed interest rate. 25-day grace period.
Credit card score 84 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
9.90% APR rate requires a minimum limit of $5,000. Rates based on approved credit rating, member qualifications, and creditworthiness. No annual fee. No balance transfer fee.
Credit card score 84 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR as low as 9.90%. Credit limit $5,000 - $25,000. View/redeem reward points in Digital Banking > Visa Rewards.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed APR for purchases, balance transfers, and cash advances. No annual fee.
Credit card score 82 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 10.00%APRas low as
Terms
APR as low as 10.00%. Rates may vary depending on individual credit history (FICO score) and underwriting factors. Rates are subject to change without notice.
Credit card score 81 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.49%APRas low as · up to 17.99%
10.49% APR, up to 17.99%
Terms
After the introductory period expires, or if you do not qualify for an introductory rate, your standard variable APR will range between 10.49% and 17.99% for purchases based on creditworthiness. Rate varies with the market based on WSJ Prime Rate.
Credit card score 81 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.50%APRas low as
Terms
No Term. Additional discount available for qualified borrowers with auto-pay. Rate based on creditworthiness.
Credit card score 81 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - State Department Federal Credit UnionPlatinum Rewards Credit Card · No annual fee
Credit union · 1 branch
10.74%APRas low asTerms
Annual Percentage Rate (APR) based on evaluation of applicant's credit. Credit line minimum $500.
Credit card score 80 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in South Carolina
44 banks and credit unions · checked Oct 16–22
- Typical
- 12.60%
- Top 10% up to
- 8.92%
- Banks, typical
- 15.74%
- Credit unions, typical
- 11.65%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
South Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 4 branches
- Greenville Heritage Federal Credit UnionCredit union · 3 branches