Compare Bank & Credit Union Rates
Best credit card rates in West Columbia, SC
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–5 of 5 in West Columbia, SC · median 12.90% APR
- 9.99%APRas low as
Terms
Fixed APR for purchases, balance transfers, and cash advances. No annual fee.
Credit card score 82 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as · up to 18.00%
12.49% APR, up to 18.00%
Credit card score 70 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 17.90%
12.90% APR, up to 17.90%
Terms
No Balance Transfer Fee, No Cash Advance Fee, No Annual Fee. Rates are subject to change at any time without notice and are not guaranteed. Actual APR is based on credit history, loan amount, product features, term, and debt to income ratio.
Credit card score 67 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
APRs for purchase/balance transfers as low as 13.74% (Prime + 6.99%). Ongoing variable APR ranging from 13.74% to 17.99% based on creditworthiness.
Credit card score 63 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in West Columbia, SC
5 banks and credit unions · checked Oct 22
- Typical
- 12.90%
- Top 10% up to
- 10.99%
- Banks, typical
- 11.99%
- Credit unions, typical
- 12.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Columbia, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Mid Carolina Credit UnionCredit union · 4 branches
- Carolinas Telco Federal Credit UnionCredit union · 1 branch
- Spero FinancialCredit union · 1 branch