Bank · FDIC insured
First Bank
A $13B bank, the 136th largest of 4,207, headquartered in Southern Pines, NC, with 113 branches in 2 states.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Bank
First Bank serves communities across North and South Carolina.
- Headquarters
- 205 Se Broad St, Southern Pines, NC 28387
- FDIC certificate
- 15019 ↗
Branches
113 branches in 2 states
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North Carolina
100 branches
Asheville area · 11
- 201 Asheville-Downtown Branch162 College St, Asheville, NC 28801Directions
- 203 Asheville-West Branch1012 Patton Ave, Asheville, NC 28806Directions
- 204 Asheville-South Branch1879 Hendersonville Rd, Asheville, NC 28803Directions
- 208 Asheville-East Branch10 S Tunnel Rd, Asheville, NC 28805Directions
- 209 Asheville-Merrimon Ave Branch778 Merrimon Ave, Asheville, NC 28804Directions
- 211 Asheville-Reynolds Branch5 Olde Eastwood Village Blvd, Asheville, NC 28803Directions
- 206 Black Mountain300 W State St, Black Mountain, NC 28711Directions
- 212 Enka907 Smoky Park Hwy, Candler, NC 28715Directions
- 215 Fletcher3551 Hendersonville Rd, Fletcher, NC 28732Directions
- 214 Hendersonville601 N Main St, Hendersonville, NC 28792Directions
- 207 Mars Hill105 N Main St, Mars Hill, NC 28754Directions
Pinehurst area · 10
- First BankMain office205 Se Broad St, Southern Pines, NC 28387Directions
- 028 Aberdeen105 S Sandhills Blvd, Aberdeen, NC 28315Directions
- 024 Carthage109 Monroe St, Carthage, NC 28327Directions
- 007 Pinehurst Branch5 Blake Blvd, Pinehurst, NC 28374Directions
- 049 Pinehurst Village10 Chinquapin Rd, Pinehurst, NC 28374Directions
- 001 Robbins108 N Middleton St, Robbins, NC 27325Directions
- 048 Pinecrest Plaza10205 Us 15 501 Hwy, Southern Pines, NC 28387Directions
- 050 Belle Meade Branch100 Waters Dr, Southern Pines, NC 28387Directions
- 023 Vass100 Bank Street, Vass, NC 28394Directions
- 004 Seven Lakes102 Lakeway Drive, West End, NC 27376Directions
Greensboro area · 10
- 032 Archdale11410 N Main St, Archdale, NC 27263Directions
- 027 Asheboro Branch335 S Fayetteville St, Asheboro, NC 27203Directions
- 132 Greensboro-Main Branch101 N Spring St, Greensboro, NC 27401Directions
- 133 Greensboro-Lawndale Branch2604 Lawndale Dr, Greensboro, NC 27408Directions
- 135 Greensboro-Jefferson Village Branch1601 Highwoods Blvd, Greensboro, NC 27410Directions
- 030 High Point-Main Branch1200 N Main St, High Point, NC 27262Directions
- 030 High Point-Pennybyrn Branch109 Penny Rd, High Point, NC 27260Directions
- 137 High Point Palladium4010 Brian Jordan Pl, High Point, NC 27265Directions
- 052 Mayodan402 S 2nd Ave, Mayodan, NC 27027Directions
- 035 Seagrove121 W Main St, Seagrove, NC 27341Directions
Wilmington area · 9
- 078 Leland10 Waterford Business Center Way, Belville, NC 28451Directions
- 079 Ocean Isle6303 Beach Dr Sw, Ocean Isle Beach, NC 28469Directions
- 077 Shallotte347 Whiteville Rd Nw, Shallotte, NC 28470Directions
- 121 Southport Branch5210 Southport Supply Rd Se, Southport, NC 28461Directions
- 074 Wilmington-Landfall Branch1701 Eastwood Rd, Wilmington, NC 28403Directions
- 076 Wilmington-Monkey Junction Branch5102 S College Rd, Wilmington, NC 28412Directions
- 101 Wilmington Main201 Market St, Wilmington, NC 28401Directions
- 102 Wilmington-Hanover Branch3605 Oleander Dr, Wilmington, NC 28403Directions
- 116 Wilmington-Porters Neck Branch8286 Market St, Wilmington, NC 28411Directions
Charlotte area · 8
- 017 Charlotte Branch4201 Congress St, Charlotte, NC 28209Directions
- 145 Charlotte Branch11324 N Community House Rd, Charlotte, NC 28277Directions
- 061 Harmony3364 Harmony Hwy, Harmony, NC 28634Directions
- 131 Huntersville401 Gilead Rd, Huntersville, NC 28078Directions
- 016 Kannapolis421 S Main St, Kannapolis, NC 28081Directions
- 130 Mooresville Main108 Gateway Blvd, Mooresville, NC 28117Directions
- 014 Mount Pleasant8252 Nc Highway 49 N, Mount Pleasant, NC 28124Directions
- 044 Salisbury Branch1525 Jake Alexander Blvd S, Salisbury, NC 28146Directions
Winston-Salem area · 5
- 002 Denton17948 S Nc Highway 109, Denton, NC 27239Directions
- 072 Liberty Square201 Kennedy Rd, Thomasville, NC 27360Directions
- 126 Winston-Salem Knollwood Branch401 Knollwood St, Winston-Salem, NC 27103Directions
- 127 Winston-Salem Peace Haven Road Branch1554 N Peace Haven Rd, Winston-Salem, NC 27104Directions
- 129 Winston-Salem Olivers Crossing Branch5002 Peters Creek Parkway, Winston-Salem, NC 27127Directions
Raleigh area · 4
- 045 Apex402 E Williams St, Apex, NC 27502Directions
- 138 Cary Branch315 N Academy St, Cary, NC 27513Directions
- 123 Fuquay Varina1830 Broad St, Fuquay-Varina, NC 27526Directions
- 125 Raleigh3620 Six Forks Rd, Raleigh, NC 27609Directions
Lumberton area · 4
- 062 Fairmont301 S Main St, Fairmont, NC 28340Directions
- 056 Lumberton2801 N Elm St, Lumberton, NC 28358Directions
- 057 Pembroke210 W 3rd St, Pembroke, NC 28372Directions
- 058 St. Pauls Branch301 W Broad St, St. Pauls, NC 28384Directions
Albemarle area · 3
- 012 Albemarle Highway 52 North2317 Us 52 N, Albemarle, NC 28001Directions
- 010 Locust114 Main St W, Locust, NC 28097Directions
- 013 Richfield135 N Highway 49, Richfield, NC 28137Directions
Anderson Creek area · 3
- 042 Angier415 N Raleigh St, Angier, NC 27501Directions
- 141 Cumberland Branch700 W Cumberland St, Dunn, NC 28334Directions
- 037 Lillington1000 S Main St, Lillington, NC 27546Directions
Sanford area · 3
- 031 Broadway229 N Main St, Broadway, NC 27505Directions
- 036 Sanford1333 Plaza Blvd, Sanford, NC 27330Directions
- 038 Sanford So. Horner2630 S Horner Blvd, Sanford, NC 27332Directions
Morehead City area · 2
- 109 Beaufort1503 Live Oak St, Beaufort, NC 28516Directions
- 120 Morehead City137 Nc Highway 24, Morehead City, NC 28557Directions
Washington area · 2
- 112 Belhaven770 W Main St, Belhaven, NC 27810Directions
- 111 Washington639 W 15th St, Washington, NC 27889Directions
Durham area · 2
- 008 Bennett3948 Chatham St, Bennett, NC 27208Directions
- 043 Pittsboro18 Chatham Corners Dr, Pittsboro, NC 27312Directions
Jacksonville area · 2
- 105 Jacksonville-New Bridge Branch827 New Bridge St, Jacksonville, NC 28540Directions
- 110 Jacksonville Main4110 Western Blvd, Jacksonville, NC 28546Directions
Biscoe area · 1
- 003 Biscoe104 National Dr, Biscoe, NC 27209Directions
Brevard area · 1
- 213 Brevard2 Market St, Brevard, NC 28712Directions
Burlington area · 1
- 136 Burlington3214 S Church St, Burlington, NC 27215Directions
Clinton area · 1
- 142 Clinton Branch111 Northeast Blvd, Clinton, NC 28328Directions
Elizabeth City area · 1
- 144 Elizabeth City Branch416 S Hughes Blvd, Elizabeth City, NC 27909Directions
Elizabethtown area · 1
- 107 Elizabethtown232 W Broad St, Elizabethtown, NC 28337Directions
Fayetteville area · 1
- 122 Fayetteville Branch (Sb 71)2818 Raeford Rd, Fayetteville, NC 28303Directions
Franklin area · 1
- 241 Franklin-Holly Springs Branch30 Hyatt Rd, Franklin, NC 28734Directions
Goldsboro area · 1
- 143 Goldsboro Branch431 N Spence Ave, Goldsboro, NC 27534Directions
Greenville area · 1
- 114 Greenville1201 E Arlington Blvd, Greenville, NC 27858Directions
Highlands area · 1
- 242 Highlands Branch473 Carolina Way, Highlands, NC 28741Directions
Kenansville area · 1
- 064 Kenansville205 S Main St, Kenansville, NC 28349Directions
Kill Devil Hills area · 1
- 113 Kill Devil Hills2007 S Croatan Hwy, Kill Devil Hills, NC 27948Directions
Laurinburg area · 1
- 029 Laurinburg601 S Main St, Laurinburg, NC 28352Directions
Marion area · 1
- 210 Marion162 N Main St, Marion, NC 28752Directions
Rockingham area · 1
- 034 Rockingham1254 E Broad Ave, Rockingham, NC 28379Directions
Rose Hill area · 1
- 071 Rose Hill405 S Sycamore St, Rose Hill, NC 28458Directions
Sylva area · 1
- 243 Sylva Branch498 E Main St, Sylva, NC 28779Directions
Tabor City area · 1
- 108 Tabor City102 E 5th St, Tabor City, NC 28463Directions
Troy area · 1
- 005 Troy Montgomery Square1040 Albemarle Rd, Troy, NC 27371Directions
Wallace area · 1
- 063 Wallace108 Tobacco Dr, Wallace, NC 28466Directions
Whiteville area · 1
- 118 Whiteville1104 N Jk Powell Blvd, Whiteville, NC 28472Directions
South Carolina
13 branches
Greenville area · 5
- Anderson Branch325 S Main St, Anderson, SC 29624Directions
- Fountain Inn Branch325 S Main St, Fountain Inn, SC 29644Directions
- Augusta Street Branch2204 Augusta St, Greenville, SC 29605Directions
- Greenville Sc Halton Rd Branch381 Halton Rd, Greenville, SC 29607Directions
- Greer Branch501 W Wade Hampton Blvd, Greer, SC 29650Directions
Gaffney area · 1
- 148 Blacksburg Branch203 W Cherokee St, Blacksburg, SC 29702Directions
Charleston area · 1
- Charleston Office Branch1063 Morrison Dr, Charleston, SC 29403Directions
Cheraw area · 1
- 083 Cheraw (Sc)901 Chesterfield Hwy, Cheraw, SC 29520Directions
Columbia area · 1
- Columbia Branch1901 Assembly St, Columbia, SC 29201Directions
Dillon area · 1
- 081 Dillon201 Highway 301 N, Dillon, SC 29536Directions
Florence area · 1
- 086 Florence Evan Street2170 W Evans St, Florence, SC 29501Directions
Orangeburg area · 1
- Orangeburg Office1085 Saint Matthews Rd, Orangeburg, SC 29115Directions
Charlotte area · 1
- 147 Rock Hill Branch201 Oakland Ave, Rock Hill, SC 29730Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.50% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.49% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.56% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $81 | $85 | — |
- CapitalLeverage ratio11.50%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.49%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.56%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$81Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.