Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 991–1005 results
- Lumbee Guaranty BankCertificate of Deposit SpecialsCD · 13 months · $5,000 min
Bank · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000with conditionsRequirements
Product: Checking account required. At maturity, the CD will automatically renew to the same term and the current non-special rate in effect at the time of renewal. Penalty may be imposed for early withdrawal.
Offer: New Money Only. Checking Account Required. Early withdrawal penalty may apply. Automatically renews to current non-special rate.
Qualified rate · 4.16% interest rate · Effective Sep 30, 2026
Rate checked
More details - State Bank of ChiltonCertificate of DepositCD · 13 months · $2,500 min
Bank · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000Requirements
Product: Start with a balance of $1,000 to open and maintain the account. Make withdrawals without penalty 10 calendar days after the maturity date. A penalty may be imposed for early withdrawal of time deposit accounts. Fees may reduce earnings on this account.
Offer: 13-Month Fixed Rate CD Special (No IRA's).
4.21% interest rate · Effective Sep 24, 2026
Rate checked
More details - Verve, a Credit UnionShare CertificateCD · 13 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: Must be eligible and qualify for membership at Verve, a Credit Union; purchase and maintain 1 share at par value of $5.00 in a savings account. Penalty for early withdrawal.
Offer: Special rate certificate. Dividends compound monthly. Automatic renewal upon maturity.
Promotional rate · 4.17% interest rate · Effective Sep 23, 2026
Rate checked
More details - Express Credit UnionCertificate SpecialCD · 13 months · $100 min
Credit union · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000with conditionsRequirements
Product: Promotional rate available October 5-12, 2026. Membership required. Upon maturity CD will roll into a 12 month CD at the current rate at that time. Express CU account must be opened and funds deposited into the CD between Oct 5th-12th to qualify for the rate promo.
Offer: Promotional rate available October 5-12, 2026. Membership required. Upon maturity CD will roll into a 12 month CD at the current rate at that time. Express CU account must be opened and funds deposited into the CD between Oct 5th-12th to qualify for the rate promo.
Qualified rate · 4.17% interest rate
Rate checked
More details - Oklahoma Community Credit UnionShare CertificatesCD · 13 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: Low minimum opening balance of $1,000. Dividends compounded monthly. Penalties apply for early redemption of certificate funds other than dividends.
Offer: 13 Month Share Certificate Special. Limited time offer. Renews into a 12 month standard term share certificate at maturity. Substantial penalty for early withdrawal.
Promotional rate · 4.17% interest rate · Compounded monthly · Effective Sep 9, 2026
Rate checked
More details - Ohio State BankCertificates of DepositCD · 13 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Fees could reduce earnings on accounts.
Offer: A penalty may be imposed for early withdrawal. Fees could reduce earnings on accounts.
4.17% interest rate · Effective Aug 7, 2026
Rate checked
More details - First Citizens State BankCertificates of DepositCD · 14 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$498 over 14 months on $10,000intro rateRequirements
Product: Fixed interest rate for entire term of certificate. Interest does not compound. Renewable and Non-Renewable CDs are available. CD Specials renew at next shortest standard term rate. Subject to penalty for early withdrawal.
Offer: Special term CD; renews at next shortest standard term rate.
Promotional rate · 4.25% interest rate · Effective Oct 22, 2026
Rate checked
More details - Alden Credit UnionCertificate of DepositCD · 14 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$498 over 14 months on $10,000intro rateRequirements
Product: Minimum deposit of $1,000.00. Subject to early withdrawal penalties.
Offer: Minimum opening deposit and minimum daily balance to earn the advertised APY: $1,000. New money only. Funds must come from outside Alden Credit Union and must not have been held in any Alden Credit Union account during the 30 calendar days immediately preceding certificate opening. Dividends compound and are credited monthly. Early withdrawal penalties apply. Fees may reduce earnings. Limited-time offer, subject to change or withdrawal without notice prior to account opening. Membership eligibility requirements apply.
Promotional rate · 4.17% interest rate · Effective Oct 21, 2026
Rate checked
More details - UVA Community Credit UnionCertificatesCD · 14 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$498 over 14 months on $10,000Requirements
Product: Membership eligibility required. Minimum ongoing balance of $1 in Primary Savings Account. At maturity, Certificate balance will automatically be renewed under the original account terms and conditions at the prevailing rate, unless instructed otherwise. Penalty for early withdrawal applies. Fees may reduce earnings.
Offer: Compounding Monthly. Fixed dividend rate. Members may choose to have dividends credited to a related sub-account on a monthly basis.
4.17% interest rate · Effective Oct 19, 2026
Rate checked
More details - Wave Federal Credit UnionShare CertificateCD · 14 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$498 over 14 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: All funds deposited must be New Money. \"New Money\" is defined as funds not on deposit with Wave Federal Credit Union. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
4.17% interest rate · Effective Oct 7, 2026
Rate checked
More details - Heartland Credit UnionCertificateCD · 14 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$498 over 14 months on $10,000intro rateRequirements
Product: Certificates rates are fixed for the term when the account is opened. Early withdrawal penalties may apply. Fees may reduce earnings.
Offer: Special rate certificate; auto renews for a subsequent 12 month term at current rates.
Promotional rate · 4.18% interest rate · Effective Oct 4, 2026
Rate checked
More details - Badger Globe Credit UnionShare CertificateCD · 14 months · $5,000 min
Credit union · Add a location to see nearby branches
4.25%APY$498 over 14 months on $10,000Requirements
Product: Minimum balance required to obtain APY is $2,000 ($1,000 for children under 18). Penalty for early withdrawal.
Offer: $5,000 minimum deposit
4.17% interest rate · Effective Sep 25, 2026
Rate checked
More details - 4.25%APY$498 over 14 months on $10,000intro rate
Requirements
Product: No monthly fee. Early withdrawal penalties may apply. Pair with Premier Checking to receive a 0.10% interest rate bonus upon request.
Offer: 14 Month Promo; $1,000 opening deposit required / $1,000,000 max.
Promotional rate · 4.19% interest rate · Balance cap $1,000,000 · Effective Oct 1, 2026
Rate checked
More details - MountainOneCertificates of DepositCD · 14 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$498 over 14 months on $10,000Requirements
Product: Fixed rate of interest until maturity. Premium CD rates may be available to customers with an active VISTA Relationship; excludes CD Specials. Substantial penalty may be imposed for early withdrawal.
Offer: CD Special. New money required. Funds cannot come from an existing MountainOne deposit account.
Effective Oct 5, 2026
Rate checked
More details - Spectra Credit Union14-Month Certificate SpecialCD · 14 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$498 over 14 months on $10,000intro rateRequirements
Product: Minimum balance to open and earn promotional rate is $500. A penalty may be imposed for early withdrawal of funds. Fees could reduce earnings.
Promotional rate · Effective Aug 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank