Credit union · NCUA insured
Alden Credit Union CD Rates
Alden Credit Union’s best CD rate is 3.75% APY on a 10-month share certificate (CD). Terms run from 5 months to 5 years. Rates checked October 15, 2026.
How Alden Credit Union’s CD rates compare
Compared with banks and credit unions near Springfield, MA, where Alden Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Alden Credit Union
3.75%APY
- Term
- 10 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $312
Certificate of Deposit
Top rate
Freedom Credit Union
4.50%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $566
2nd-highest rate
MASSMUTUAL
4.33%APY
- Term
- 15 months
- Requires
- Conditions apply
- Minimum
- $500
- Earns on $10,000
- $544
Alden Credit Union CD score
71
CD score
Higher than 30% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo0.65%
- 31–60 months31–60 mo1.16%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alden Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.75%APY · 7 terms
Minimum deposit of $1,000.00. Subject to early withdrawal penalties.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsSpecial rate. Subject to early withdrawal penalties | 3.50% | $144 |
| 6 monthsSubject to early withdrawal penalties | 0.45% | $22 |
| 10 monthsSpecial rate. Subject to early withdrawal penalties | 3.75% | $312 |
| 12 monthsSubject to early withdrawal penalties | 0.80% | $80 |
| 18 monthsSubject to early withdrawal penalties | 0.65% | $98 |
| 36 monthsSubject to early withdrawal penalties | 0.80% | $242 |
| 60 monthsSubject to early withdrawal penalties | 1.16% | $594 |
Sources (3)
- aldencu.com/member-resources/rates
- aldencu.com/personal-banking/p…s-checking-account-rates
- aldencu.com/personal-banking/savings-cds-iras
All captured Sep 18, 2026
Special-purpose accounts
IRA Term Share Certificate
Up to 3.75%APY · 7 terms
Minimum deposit of $1,000.00 for an IRA Term Share Certificate. Subject to early withdrawal penalties.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsSpecial rate. Subject to early withdrawal penalties | 3.50% | $144 |
| 6 monthsSubject to early withdrawal penalties | 0.45% | $22 |
| 10 monthsSpecial rate. Subject to early withdrawal penalties | 3.75% | $312 |
| 12 monthsSubject to early withdrawal penalties | 0.80% | $80 |
| 18 monthsSubject to early withdrawal penalties | 0.65% | $98 |
| 36 monthsSubject to early withdrawal penalties | 0.80% | $242 |
| 60 monthsSubject to early withdrawal penalties | 1.16% | $594 |
Sources (3)
- aldencu.com/member-resources/rates
- aldencu.com/personal-banking/p…s-checking-account-rates
- aldencu.com/personal-banking/savings-cds-iras
All captured Sep 18, 2026
Who can join Alden Credit Union
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