Credit union · NCUA insured
UVA Community Credit Union CD Rates
UVA Community Credit Union’s best CD rate is 4.25% APY on a 14-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How UVA Community Credit Union’s CD rates compare
Compared with banks and credit unions near Charlottesville, VA, where UVA Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
UVA Community Credit Union
4.25%APY
- Term
- 14 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $498
Certificates
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
3rd-highest rate
Atlantic Union Bank
4.15%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $450
UVA Community Credit Union CD score
79
CD score
Higher than 49% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo2.75%
- 31–60 months31–60 mo2.60%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where UVA Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
MaxSaver Certificate
9.81%APY on $10,000
Bring new money and earn 7.00% APY on first $2,000 deposited. Compounding Monthly. Minimum deposit $5,000. Early withdrawal penalty information in Truth-In-Savings Disclosure.
| Part of the balance | Rate on that part |
|---|---|
| Up to $2,000 | 6.79% |
| Up to $2,000 | 6.79% |
| $2,000 – $250,000 | 4.17% |
| $2,000 – $250,000 | 4.41% |
On $10,000 the tiers blend to about 9.81% APY, earning $981 a year.
Sources (2)
All captured Oct 22, 2026
Certificates
Up to 4.25%APY · 9 terms
Membership eligibility required. Minimum ongoing balance of $1 in Primary Savings Account. At maturity, Certificate balance will automatically be renewed under the original account terms and conditions at the prevailing rate, unless instructed otherwise. Penalty for early withdrawal applies. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCompounding N/A or Monthly. Fixed dividend rate. Members may choose to have dividends credited to a related sub-account on a monthly basis | 2.25% | $56 |
| 6 monthsCompounding N/A or Monthly. Fixed dividend rate. Members may choose to have dividends credited to a related sub-account on a monthly basis | 2.50% | $124 |
| 12 monthsCompounding Monthly. Fixed dividend rate. Members may choose to have dividends credited to a related sub-account on a monthly basis | 3.25% | $325 |
| 14 monthsCompounding Monthly. Fixed dividend rate. Members may choose to have dividends credited to a related sub-account on a monthly basis | 4.25% | $498 |
| 18 monthsCompounding Monthly. Fixed dividend rate. Members may choose to have dividends credited to a related sub-account on a monthly basis | 2.75% | $415 |
| 24 monthsCompounding Monthly. Fixed dividend rate. Members may choose to have dividends credited to a related sub-account on a monthly basis | 2.75% | $558 |
| 36 monthsCompounding Monthly. Fixed dividend rate. Members may choose to have dividends credited to a related sub-account on a monthly basis | 2.60% | $800 |
| 48 monthsCompounding Monthly. Fixed dividend rate. Members may choose to have dividends credited to a related sub-account on a monthly basis | 2.50% | $1,038 |
| 60 monthsCompounding Monthly. Fixed dividend rate. Members may choose to have dividends credited to a related sub-account on a monthly basis | 2.45% | $1,287 |
Special-purpose accounts
IRA Certificates (Traditional, Roth, & SEP IRA, and Coverdell ESA Certificate Accounts)
Up to 3.25%APY · 8 terms
A Traditional, Roth, SEP IRA, or Coverdell ESA Account is required in order to open a respective Certificate Account. Membership requires a minimum ongoing balance of $1 in Primary Savings and an IRA Savings Account. IRA Certificate must have a $500 minimum opening and ongoing balance. Existing members can contribute up to $100,000 with current IRA funds held at the Credit Union per promotional certificate. Maximum deposit for each certificate is $200,000. Limit of one promotional certificate term per member. IRA Certificate will rollover at maturity into a 24-month term at the prevailing rate unless otherwise instructed. Early withdrawal penalty applies (180 day dividend loss). $25 IRA rollover fee if funds are transferred from the Credit Union.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCompounding Monthly | 2.25% | $56 |
| 6 monthsCompounding Monthly | 2.50% | $124 |
| 12 monthsCompounding Monthly | 3.25% | $325 |
| 18 monthsCompounding Monthly | 2.75% | $415 |
| 24 monthsCompounding Monthly | 2.75% | $558 |
| 36 monthsCompounding Monthly | 2.60% | $800 |
| 48 monthsCompounding Monthly | 2.50% | $1,038 |
| 60 monthsCompounding Monthly | 2.45% | $1,287 |
Who can join UVA Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.