Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 721–735 results
- Metro Credit UnionCertificate of DepositCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$540 over 15 months on $10,000intro rateRequirements
Product: Rates shown are for new accounts opened and are subject to change after account opening. Credit Union membership is required (membership account with minimum $5.00). Substantial penalty on funds withdrawn prior to maturity. Fees may reduce earnings.
Promotional rate · 4.21% interest rate · Effective Sep 24, 2026
Rate checked
More details - Peninsula Federal Credit UnionShare CertificatesCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$540 over 15 months on $10,000Requirements
Product: Early withdrawal penalties apply.
Effective Sep 3, 2026
Rate checked
More details - Los Angeles Federal Credit UnionShare CertificatesCD · 16 months · $1,000 min
Credit union · Add a location to see nearby branches
4.30%APY$577 over 16 months on $10,000with conditionsRequirements
Product: Flexible terms from 3 to 60 months. Minimum opening deposit is $1,000 for Regular, $100,000 for Jumbo, and $100 for Starter (age 24 or under). Senior / Senior Jumbo certificates available for members age 60+. APY is based on Relationship Rewards status or Jumbo/Senior qualification. After opening, additional deposits allowed if total deposits do not exceed opening deposit; Starter certificates allow additional deposits of $50+ until balance reaches $10,000.
Offer: Share Certificate Limited Offer: 16-Month Term, Dividend 4.211%.
Qualified rate · 4.21% interest rate · Effective Oct 5, 2026
Rate checked
More details - RadiFi Credit Union17-Month Share Certificate Special (New Money Only)CD · 17 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$615 over 17 months on $10,000intro rateRequirements
Product: Promotional Share Certificate accounts must be opened with new money only. APY is effective as of 10/5/2026. Early withdrawal penalties may apply. Fees may reduce earnings.
Offer: New money only.
Promotional rate · 4.22% interest rate · Effective Oct 5, 2026
Rate checked
More details - Bell BankFixed Rate Certificate of DepositCD · 17 months · $500 min · 4.30%–4.35% by balance
Bank · Add a location to see nearby branches
4.30%APY$615 over 17 months on $10,000Requirements
Product: $500 minimum deposit. FDIC insured with no account fees. Early withdrawal penalty may apply. Balances greater than $99,999 earn a higher rate upon renewal if compounding increases balance over $99,999.
Offer: Interest compounded and credited semiannually and at maturity. Early withdrawal penalty may apply.
4.25% interest rate
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit Balance APY $500 – $99,999Your amount 4.30% Over $99,999 4.35% Rate checked
More details - Civic Federal Credit UnionChoice CertificateCD · 17 months · $250 min
Credit union · Add a location to see nearby branches
4.30%APY$615 over 17 months on $10,000with conditionsRequirements
Product: Civic membership required. Fixed-rate account; dividends are compounded monthly and may be paid monthly or rolled back into certificate account at maturity. Early withdrawal penalty applies (6-11 months = forfeiture of 90 days' dividends; 12-60 months = forfeiture of 180 days' dividends).
Offer: Promotional Choice Certificate with Signature+ Checking account relationship.
Qualified rate · 4.22% interest rate · Compounded monthly · Effective Sep 2, 2026
Rate checked
More details - Sun Federal Credit UnionRegular CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$652 over 18 months on $10,000Requirements
Product: Fixed rates compounded monthly. Funds can be withdrawn for a down payment on a SFCU loan without penalty. Penalty may be imposed for early withdrawal.
4.22% interest rate · Compounded monthly · Effective Oct 16, 2026
Rate checked
More details - Treadwell Credit UnionShare CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
4.30%APY$652 over 18 months on $10,000Requirements
Product: Share Certificates terms range from 6 to 60 months. 12-month term or longer features a rate bump option. Subject to early withdrawal penalties.
Effective Oct 16, 2026
Rate checked
More details - The Bank of CommerceCertificates of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
4.30%APY$652 over 18 months on $10,000Requirements
Product: All certificates can be added onto, $200 minimum add on. Penalty for early withdrawal may apply. Fees may reduce earnings.
Offer: 18 month term. All certificates can be added onto, $200 minimum add on.
Rate checked
More details - Travis Credit UnionCertificate SpecialsCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$652 over 18 months on $10,000intro rateRequirements
Product: Minimum initial deposit $500. Dividends compound monthly. Penalty for early withdrawal. Automatically renews at maturity at the nearest available standard term and dividend rate, not to exceed the term of the Certificate Special.
Offer: 18 months (548 days). Dividends compound monthly. Penalty for early withdrawal.
Promotional rate · 4.22% interest rate · Effective Sep 28, 2026
Rate checked
More details - 4.30%APY$652 over 18 months on $10,000intro rate
Requirements
Product: Personal accounts only. Early withdrawal penalty may apply. Automatically renews at standard Personal Account CD rates at maturity unless instructed otherwise.
Offer: Monthly interest compounding. Minimum opening deposit $2,500.
Promotional rate · 4.22% interest rate · Effective Oct 2, 2026
Rate checked
More details - State Employees' Credit UnionShare Term Certificate (STC) AccountCD · 18 months · $250 min
Credit union · Add a location to see nearby branches
4.30%APY$652 over 18 months on $10,000Requirements
Product: Interest accrues as simple daily interest and is fixed for the term. Interest cannot remain on the account and payout is mandatory for non-compounding STCs (transferred monthly to an SECU deposit account of choice, or paid at maturity for 6- and 12-month terms). Penalty for early cancellation/withdrawal prior to maturity/renewal is the lesser of 90 days of interest on principal or all interest earned. One partial deposit or withdrawal permitted at no penalty during the 7-day grace period.
Offer: Interest payout is mandatory and must transfer monthly to another SECU deposit account.
4.30% interest rate · Effective Oct 1, 2026
Rate checked
More details - VacationLand Federal Credit UnionCertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$652 over 18 months on $10,000Requirements
Product: Membership eligibility required with a minimum deposit of $5 in a savings account. Penalty may be imposed for early withdrawal.
Effective Sep 22, 2026
Rate checked
More details - First Federal Bank of Kansas CityCertificates of DepositCD · 19 months · $1,000 min
Bank · Add a location to see nearby branches
4.30%APY$689 over 19 months on $10,000Requirements
Product: FDIC insured up to $250,000. No fees or monthly maintenance service charge. Automatic renewal options. Must be a US resident or permanent resident alien and at least 18 years old to open online.
Offer: Penalty for early withdrawal.
4.23% interest rate · Effective Oct 23, 2026
Rate checked
More details - SchoolsFirst FCUPromotional Share CertificateCD · 19 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$689 over 19 months on $10,000intro rateRequirements
Product: Available for a limited time. Promotional rate good for initial term only. At maturity, account automatically renews into a standard term certificate for the same term at the current rate. During the 10-day grace period, may change term, balance, or make withdrawals without penalty.
Offer: 19-Month Promotional Share Certificate.
Promotional rate · 4.21% interest rate · Effective Oct 16, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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- Synchrony BankBank