Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 541–555 results
- Aspire Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000intro rateRequirements
Product: Membership required. Insured by NCUA.
Offer: Early withdrawal penalty applies (terms of 12 months or less: 60 days' dividends).
Promotional rate · 4.28% interest rate · Effective Oct 15, 2026
Rate checked
More details - City First BankCertificates of Deposit (Digital)CD · 12 months · $5,000 min
Bank · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000Requirements
Product: Annual Percentage Yield (APY) assumes that interest remains on deposit. Fees may reduce earnings. For Certificates of Deposit, a penalty may be applied for withdrawals prior to the maturity date. After an account is opened, all rates are subject to change anytime without prior notice at the Bank’s discretion.
4.26% interest rate · Effective Oct 16, 2026
Rate checked
More details - The Summit Federal Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000Requirements
Product: Must be a member of The Summit FCU. Share certificate accounts automatically renew at maturity. 7-calendar-day grace period after maturity. Early withdrawal penalty applies (terms of 1 year or less: 90 days dividends; terms of more than 1 year: 180 days dividends).
Offer: 12 Months term. Penalty applies for early withdrawal. Additional deposits not allowed.
4.26% interest rate · Effective Oct 15, 2026
Rate checked
More details - First Federal of Greene or FFGCCertificates of Deposit (CDs)CD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000Requirements
Product: For current rates click the button or call the rate line at (724) 852-2593 or (800) 367-4263. Can be used as collateral for share loans to borrow up to 90% of available balance.
4.30% interest rate · Effective Oct 13, 2026
Rate checked
More details - 4.35%APY$435 over 1 year on $10,000
Requirements
Product: Must open and fund a Pibank Savings account and link to the Pibank CD. Monthly interest earned is deposited into the linked Pibank Savings account.
Offer: Requires opening and funding a linked Pibank Savings account. Monthly interest is paid into the linked Pibank Savings account. Subject to early withdrawal penalties.
Balance cap $5,000,000 · Effective Sep 28, 2026
Rate checked
More details - International Bank of ChicagoCertificate of DepositCD · 12 months · $1,000 min · 1.50%–4.35% by balance
Bank · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000Requirements
Offer: Credit frequency: Quarterly. Early withdrawal penalty may apply.
1.49% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 and up 1.50% $5,000 – $500,000Your amountPromotional rate. Applies to customers opening new accounts at Branches in Illinois. Eligible for IRAs. Not available to brokers or financial institutions. $5,000 minimum to open and to obtain promotional rate. Funds must be new to International Bank of Chicago based on customer's total balances as of 09/18/2026. 4.35% Rate checked
More details - Pacific National BankCertificates of DepositCD · 12 months
Bank · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000intro rateRequirements
Product: Offer applies to New Money Only for domestic personal accounts opened online.
Offer: Offer applies to New Money Only for domestic personal accounts opened online.
Promotional rate · Effective Sep 28, 2026
Rate checked
More details - First Financial Federal Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000with conditionsRequirements
Product: Dividends compounded daily and credited monthly. 10-calendar-day grace period with automatic renewal upon maturity. Early withdrawal penalties apply. Option for bump-up after 6 months on 18-, 24-, and 36-month certificates.
Offer: Must meet Better Rewards Checking eligibility requirements at the time of opening or renewing.
Qualified rate · 4.26% interest rate · Compounded daily · Effective Oct 2, 2026
Rate checked
More details - Achieva Credit UnionCertificate of Deposit (CD)CD · 13 months · $10,000 min
Credit union · Add a location to see nearby branches
4.35%APY$472 over 13 months on $10,000Requirements
Product: Federally insured by NCUA up to $250,000. No monthly fees. A minimum opening balance of $500 is required for all CD products (except promotional specials). Early withdrawal penalty may apply.
Offer: New money only (funds not currently or previously on deposit at Achieva Credit Union within the last 90 days). Automatically renews to a 12-month term at then-current rate.
4.27% interest rate · Effective Aug 20, 2026
Rate checked
More details - Communication Federal Credit UnionShare CertificateCD · 13 months · $1,000 min
Credit union · Add a location to see nearby branches
4.35%APY$472 over 13 months on $10,000intro rateRequirements
Product: Rates subject to change at any time. A penalty may be imposed for early withdrawal. $1,000 minimum deposit required to open. Interest is paid monthly on the daily balance from the date of issue. Automatically renews at maturity.
Offer: Certificate Special. Fixed rate type. 13 month certificate will mature to a 12 month certificate. Early withdrawal penalty may apply.
Promotional rate · 4.26% interest rate · Effective Oct 13, 2026
Rate checked
More details - Indiana Members Credit UnionCertificatesCD · 13 months · $1,000 min
Credit union · Add a location to see nearby branches
4.35%APY$472 over 13 months on $10,000Requirements
Product: Membership savings account required. Maximum $1,000,000 per household. Penalty for early withdrawal. Fees could reduce earnings.
Offer: Membership savings account required. Maximum $1,000,000 per household. Penalty for early withdrawal. Will renew to the 12-month certificate account if auto-renew is chosen.
4.27% interest rate · Balance cap $1,000,000 · Effective Oct 1, 2026
Rate checked
More details - First National BankCertificates of DepositCD · 13 months · $1,000 min
Bank · Add a location to see nearby branches
4.35%APY$472 over 13 months on $10,000Requirements
Product: Penalty for early withdrawal. Partial withdrawals permitted with penalty on amount withdrawn. Interest is compounded every 6 months. Daily balance method used. No fee for CDs.
Offer: CD Special / All CD Offerings. Penalty for early withdrawal. Interest compounded every 6 months.
4.30% interest rate · Effective Sep 21, 2026
Rate checked
More details - Payne County BankPromotional CDCD · 14 months · $5,000 min
Bank · Add a location to see nearby branches
4.35%APY$509 over 14 months on $10,000intro rateRequirements
Product: Specialty CD; $5,000 minimum deposit; fixed interest rate; interest paid varies with term; early withdrawal penalty applies.
Offer: Term: 14 Month Promotional CD; $5,000 minimum; Fixed interest rate; 0 interest rate increases per term; Early withdrawal penalty equal to 3 months interest.
Promotional rate · 4.27% interest rate · Effective Sep 29, 2026
Rate checked
More details - Affinity Federal Credit Union14-Month Promotional CertificateCD · 14 months · $500 min · 4.35%–4.45% by balance
Credit union · Add a location to see nearby branches
4.35%APY$509 over 14 months on $10,000intro rateRequirements
Product: Minimum deposit $500. Monthly statement fee $2, waived with eStatements. Membership required ($5 deposit). APY effective as of 2026-09-25 / 2026-09-30. On maturity, automatically renews to 12-month term.
Offer: Balances between $500 and $49,999.99. Renewal: 12-month term at prevailing rate.
Promotional rate · 4.26% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for 14-Month Promotional Certificate Balance APY $500 – $50,000Your amount 4.35% $50,000 – $100,000 4.40% $100,000 and up 4.45% Rate checked
More details - 4.35%APY$509 over 14 months on $10,000intro rate
Requirements
Product: Must be opened in branch with new money (funds not currently on deposit with First County Bank). Principal may be withdrawn without penalty during the 5-calendar-day window beginning 7 months after account opening. Other early withdrawals subject to 6 months' interest penalty. Automatically renews at maturity as a 12-month CD without the Easy Out feature. Additional deposits not permitted. Must maintain minimum collected daily balance of $1,000.00 to obtain disclosed APY.
Offer: Must be opened in branch with new money. $1,000 minimum opening deposit. Principal penalty-free withdrawal during 5-day window starting 7 months after opening; other early withdrawals penalized 6 months' interest. Renews as standard 12-month CD.
Promotional rate · 4.27% interest rate · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank