Bank · FDIC insured
First County Bank
A $2.4B bank headquartered in Stamford, CT, with 13 branches in Connecticut. Best rates: CDs 4.35% and savings 0.02% APY.
First County Bank Carrot Score
67
Carrot Score
Higher than 19% of U.S. banks and credit unions
#25 of 38 in Bridgeport, CT metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First County Bank
Founded in 1851 as The Stamford Savings Bank, First County Bank is an independent mutual community bank.
It began as a mutual savings bank to safeguard and invest Stamford residents' money and make home loans.
Renamed First County Bank in the 1980s, the bank operates fourteen branches across Stamford, Greenwich, Darien, New Canaan, Norwalk, Westport, and Fairfield.
- Headquarters
- 117 Prospect St, Stamford, CT 06901
- FDIC certificate
- 18204 ↗
Branches
13 branches in Connecticut
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Connecticut
13 branches
- First County BankMain office117 Prospect St, Stamford, CT 06901Directions
- Darien Branch1006 Post Rd, Darien, CT 06820Directions
- Fairfield Branch1312 Post Rd, Fairfield, CT 06824Directions
- Greenwich Branch59 Mason St, Greenwich, CT 06830Directions
- New Canaan Branch95 Park St, New Canaan, CT 06840Directions
- Norwalk Conn. Ave Branch700 Connecticut Ave, Norwalk, CT 06854Directions
- Norwalk Main Ave Branch660 Main Ave, Norwalk, CT 06851Directions
- North Stamford Branch1042 High Ridge Rd, Stamford, CT 06905Directions
- Shippan Avenue Branch637 Shippan Ave, Stamford, CT 06902Directions
- Springdale Branch1110 Hope St, Stamford, CT 06907Directions
- Summer Street Branch2950 Summer St, Stamford, CT 06905Directions
- West Main Street Branch1980 W Main St, Stamford, CT 06902Directions
- Westport Branch1135 Post Rd E, Westport, CT 06880Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.55% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.24% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.46% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $100 | $88 | — |
- CapitalLeverage ratio9.55%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.24%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.46%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$100Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First County Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.