Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 331–345 results
- Affinity PlusBasic CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$2,462 over 60 months on $10,000Requirements
Product: Single deposit with no maximum amount; online funding limits apply ($5,000 for external transfers, $50,000 for internal transfers). Early withdrawal penalties apply. Renews automatically at maturity. Dividends compound monthly and accrue daily.
4.41% interest rate
Rate checked
More details - Marine Credit UnionCertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.50%APY$2,462 over 60 months on $10,000Requirements
Product: Membership required. Penalty may be imposed for early withdrawal and subject to account closure. APY assumes principal and interest remain on deposit for full term.
4.43% interest rate · Effective Oct 1, 2026
Rate checked
More details - TriCentury BankCertificates Of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
4.50%APY$2,462 over 60 months on $10,000intro rateRequirements
Product: Fees could reduce the earnings on the account. A penalty will be imposed for early withdrawal. Rates Subject to Change Without Notice.
Offer: Compounded Quarterly.
Promotional rate · 4.43% interest rate · Compounded quarterly · Effective Oct 5, 2026
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More details - Commonwealth Credit UnionCertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$2,462 over 60 months on $10,000Requirements
Product: Dividends compounded and credited monthly. Fixed dividend rate and APY for the term. Assumes dividends remain on deposit until maturity. Substantial penalty for early withdrawal. Automatically renewable with a 10-day grace period. After account opening, additional deposits are not permitted. $10,000 required for monthly dividend check.
4.41% interest rate · Effective Oct 1, 2026
Rate checked
More details - Coastal Credit UnionCertificatesCD · 60 months · $250 min
Credit union · Add a location to see nearby branches
4.50%APY$2,462 over 60 months on $10,000Requirements
Product: Fixed rate locked for term. Dividends compound daily. Automatically renews at maturity with a 7-day grace period. Early withdrawal penalty applies. Must maintain membership share in Primary Savings.
Offer: Minimum balance of $250 required to earn stated APY. Fixed rate for 60 months.
4.41% interest rate · Effective Sep 28, 2026
Rate checked
More details - CU Hawaii Federal Credit UnionCertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$2,462 over 60 months on $10,000Requirements
Product: Fixed rates for predictable returns. Early withdrawals subject to penalty. No setup or maintenance fees. Maximum deposit $1,000,000 in aggregate per Taxpayer Identification Number.
4.50% interest rate · Effective Oct 3, 2026
Rate checked
More details - Farmers & Merchants State Bank60 Month CDCD · 60 months · $1,000 min · 4.00%–4.50% by balance
Bank · Add a location to see nearby branches
4.50%APY$2,462 over 60 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.
4.00% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for 60 Month CD Balance APY $1,000 and up 4.00% $10,000 and upYour amount 4.50% $100,000 and up 4.50% Rate checked
More details - BMI Federal Credit UnionCertificate SpecialsCD · 61 months · $5,000 min
Credit union · Add a location to see nearby branches
4.50%APY$2,508 over 61 months on $10,000intro rateRequirements
Product: Limited time special certificates. Must stop by a branch or call to open. Not eligible for Loyalty Rewards. Early withdrawal penalty may apply.
Offer: 61 Month Share Certificate special.
Promotional rate · 4.43% interest rate · Effective Sep 28, 2026
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More details - Blaze Credit UnionRegular CertificateCD · 72 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$3,023 over 72 months on $10,000Requirements
Product: Minimum opening deposit of $500. Additional deposits not allowed. Early withdrawal penalty of 30 days dividends. Automatically renews with a 14 calendar day grace period.
Offer: Dividends compounded/credited quarterly & at maturity.
4.43% interest rate · Effective Sep 28, 2026
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More details - The Community State Bank9 Month CDCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.49%APY$335 over 9 months on $10,000Requirements
Product: All interest-bearing accounts are calculated on the full amount of principal in the account each day. Rates are subject to change. A penalty may be imposed for early withdrawal, fees may reduce earnings on account.
4.40% interest rate · Effective Sep 29, 2026
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More details - Guaranty BankCertificates of DepositCD · 10 months · $500 min
Bank · Add a location to see nearby branches
4.49%APY$373 over 10 months on $10,000Effective Oct 9, 2026
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More details - The County Federal Credit UnionShare CertificateCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.49%APY$564 over 15 months on $10,000Requirements
Product: Dividends are compounded daily and paid monthly.
4.40% interest rate · Compounded daily · Effective Oct 15, 2026
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More details - Cranberry FCUCertificates of Deposit (CD)CD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.49%APY$681 over 18 months on $10,0004.40% interest rate
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More details - Weyco Community Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.49%APY$681 over 18 months on $10,000Requirements
Product: Dividends accrued daily and compounded monthly. Minimum deposit $500. Early withdrawal penalties apply. 10-day grace period at maturity.
4.40% interest rate · Compounded monthly · Effective Oct 13, 2026
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More details - Lewis Clark Credit UnionCertificatesCD · 19 months
Credit union · Add a location to see nearby branches
4.49%APY$720 over 19 months on $10,000intro rateRequirements
Offer: Special Rate
Promotional rate · 4.40% interest rate · Effective May 7, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,753 CDs at 4,650 banks and credit unions · checked Oct 16–23
- Typical
- 3.20%
- Top 10% from
- 4.07%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank