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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Washington

  1. Top Carrot, Carrot Score 93
    Ironworkers USA Credit UnionLong-Term CertificateCD · 24 months · $500 min

    Credit union · 2 branches

    4.75%APY$973 over 24 months on $10,000
  2. Horizon Credit Union15 Month CertificateCD · 15 months · 4.44%–4.70% by balance

    Credit union · 10 branches

    4.70%APY$591 over 15 months on $10,000with conditions
  3. Top Carrot, Carrot Score 89
    WECU7-Month Savings Certificate SpecialCD · 7 months · $500 min

    Credit union · 11 branches

    4.65%APY$269 over 7 months on $10,000intro rate
  4. HSBC USANew Money Certificate of Deposit (CD)CD · 24 months · $1,000 min

    Bank · 2 branches

    4.60%APY$941 over 24 months on $10,000with conditions
  5. iQ Credit UnionCertificatesCD · 7 months · $0 min

    Credit union · 21 branches

    4.50%APY$260 over 7 months on $10,000with conditions
  6. Top Carrot, Carrot Score 89
    Ukrainian Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · 2 branches

    4.50%APY$1,412 over 36 months on $10,000
  7. Top Carrot, Carrot Score 89
    Lewis Clark Credit UnionCertificatesCD · 19 months

    Credit union · 1 branch

    4.49%APY$720 over 19 months on $10,000intro rate
  8. HSBC USAOnline Certificate of Deposit (CD)CD · 24 months · $1,000 min

    Bank · 2 branches

    4.40%APY$899 over 24 months on $10,000with conditions
  9. HSBC USAWealth Center/Telephone Deposit Account CDsCD · 24 months · $1,000 min

    Bank · 2 branches

    4.40%APY$899 over 24 months on $10,000
  10. Horizon Credit Union12 Month CertificateCD · 12 months · $1,000 min

    Credit union · 10 branches

    4.38%APY$438 over 1 year on $10,000
  11. Seattle Credit UnionSpecial 11 Month New Money CDCD · 11 months · $1,000 min

    Credit union · 7 branches

    4.35%APY$398 over 11 months on $10,000intro rate
  12. Top Carrot, Carrot Score 97
    ICCUCertificate of DepositCD · 60 months · $500 min

    Credit union · 8 branches

    4.30%APY$2,343 over 60 months on $10,000
  13. STCUSelect CertificateCD · 30 months · $2,000 min

    Credit union · 40 branches

    4.26%APY$1,099 over 30 months on $10,000
  14. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 112 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  15. PrimeSource Credit UnionCertificate AccountsCD · 12 months · $500 min

    Credit union · 3 branches

    4.25%APY$425 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Washington

948 CDs at 109 banks and credit unions · checked Oct 15–22

Typical
2.90%
Top 10% from
4.00%
Banks, typical
2.15%
Credit unions, typical
3.10%

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Washington

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. ICCUCredit union · 8 branches
  2. Responders Emergency Services Credit UnionCredit union · 1 branch
  3. Ironworkers USA Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate