Credit union · NCUA insured
PrimeSource Credit Union CD Rates
PrimeSource Credit Union’s best CD rate is 4.25% APY on a 1-year share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 22, 2026.
How PrimeSource Credit Union’s CD rates compare
Compared with banks and credit unions near Spokane, WA, where PrimeSource Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
PrimeSource Credit Union
4.25%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $425
Certificate Accounts
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
Horizon Credit Union
4.70%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $591
PrimeSource Credit Union CD score
87
CD score
Higher than 79% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo2.00%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PrimeSource Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
Up to 4.25%APY · 6 terms
Rates listed apply to member depositors only.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsRates listed apply to member depositors only | 4.00% | $198 |
| 12 monthsRates listed apply to member depositors only | 4.25% | $425 |
| 18 monthsRates listed apply to member depositors only | 3.00% | $453 |
| 24 monthsRates listed apply to member depositors only | 2.50% | $506 |
| 36 monthsRates listed apply to member depositors only | 2.00% | $612 |
| 48 monthsRates listed apply to member depositors only | 1.00% | $406 |
Special-purpose accounts
Youth Savings Certificates
4.35%APY · 1 term
For Members Ages 0 – 21. Monthly deposit allowed (minimum $25). At maturity, with a minimum of $500 in the Certificate, a regular certificate can be opened for any term offered. Rates listed apply to member depositors only.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFor Members Ages 0 – 21. Monthly deposit allowed (minimum $25). At maturity, with a minimum of $500 in the Certificate, a regular certificate can be opened for any term offered. Rates listed apply to member depositors only | 4.35% | $435 |
IRA Certificate Accounts
Up to 4.00%APY · 4 terms
Available for Traditional and Roth IRAs. Deposits to IRA Certificates allowed during the term up to annual contribution limits. No annual fee. Rates listed apply to member depositors only.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDeposits allowed during term. Rates listed apply to member depositors only | 4.00% | $400 |
| 24 monthsDeposits allowed during term. Rates listed apply to member depositors only | 2.50% | $506 |
| 36 monthsDeposits allowed during term. Rates listed apply to member depositors only | 2.00% | $612 |
| 48 monthsDeposits allowed during term. Rates listed apply to member depositors only | 1.00% | $406 |
Who can join PrimeSource Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to Idaho residents who work or worship in Washington state.
- Membership is open to anyone who lives, works, or worships within the state of Washington.
Employers and groups
- Membership is open to directors, employees, volunteers, and retirees of any of the businesses listed in the comprehensive list of the credit union's bylaws.
- Membership is open to natural persons under contract to work for any of the businesses listed within the bylaws and their subsidiaries and affiliates.
- Membership is open to employees or retirees of Qwest (formerly US West), AT&T, or their affiliates and subsidiaries.
Family and household
- Membership is open to family members related by direct ancestry, marriage, foster care, or anyone living with a member in good standing.
3 more ways to join
Family and household
- Membership is open to surviving spouses of any persons who qualified for membership at the time of their death.
Other ways
- Membership is open to enterprises and organizations where more than half of whose owners, members, or employees are eligible to be a member of the credit union.
- Membership is open to the qualifying organizations, their subsidiaries, and affiliates.
Cost to join
- A one-time membership fee of $20.00 applies for members 18 years and older.
- For youth and minors under 18 years, the membership fee is waived and a $5.00 minimum share deposit in a savings account is required.
Membership information collected October 4, 2026.