Best CD rates and certificates

Requirements

Product: Dividends paid quarterly. 10-month certificate renews to 12-month at maturity; 30-month certificate renews to 24-month at maturity. Early withdrawal penalty applies.

Offer: 30-month certificate special automatically renews to a 24-month certificate upon maturity. Early withdrawal penalty is 180 days of dividends.

Requirements

Product: Must be at least 18 years old and a U.S. citizen or lawful permanent resident with a U.S. physical address. CD account balance may not exceed $1,000,000. Early withdrawal penalties apply (3 months interest for terms <= 12 months, 6 months interest for terms > 12 months).

Requirements

Offer: Special. Cannot be combined with the Rewards Program bonus rates.

Requirements

Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.

Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.

Requirements

Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.

Offer: Renewal Only. Promotional rate.

Requirements

Product: ETPCU membership required. A minimum of $1,000 is required to open and maintain on a daily basis to earn APY. Early withdrawal penalty may be imposed. Term Share Certificate balances $100K and above receive a 0.10% dividend increase.

Offer: 23 Month Term Share Certificates $1,000.00 & over (Special Rate). Compounded & Credited Quarterly. Balances $100K and above receive a 0.10% dividend increase.

Requirements

Product: Membership required. New money only; funds currently on deposit at UHCU are not eligible. Available through October 31, 2026. No monthly maintenance or administrative fees. Early withdrawal penalty may apply. Automatically renews at maturity into a standard 12-month Certificate at then-current rate.

Offer: Promotional rate. Minimum principal balance must be maintained throughout term to earn advertised APY. Dividends paid quarterly.

Requirements

Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.

Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.

Requirements

Product: Minimum required to open a CD is as low as $500. Maturities vary from 3 months to 60 months. Penalties and/or fees may be incurred for withdrawals prior to maturity.

Offer: Fixed Rate Certificate

Requirements

Product: Fixed rate for the entire 11-month term. Beginning 7 days after funding date, full account balance may be withdrawn without penalty. Additional deposits during term are generally not permitted. Automatically renews into an 11-month term CD at maturity.

Offer: Promotional rate. Minimum deposit of $1,000 required to open. Full balance withdrawal permitted penalty-free starting 7 days after funding.

Requirements

Product: Membership/Regular Savings account required. No monthly fee, service charge, or administration fees. Early withdrawal subject to penalty/loss of dividends.

Offer: Dividends paid and compounded quarterly.

Requirements

Product: For members 18 and up. Minimum balance of $1,000. Fixed dividend rates, dividends paid monthly, automatic renewal for continued growth, early withdrawal penalties may apply.

Requirements

Product: Start saving with a minimum opening deposit of $1,000. Interest compounded daily and paid at maturity. Renews automatically with a 7-day grace period. Penalty for early withdrawal.

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: Promotions are for a limited time only. 8-month CDs will automatically renew into a 6-month CD.

Offer: Promotional CD offer. Automatically renews into a 6-month CD at maturity. Early withdrawal penalties apply. Interest compounded and credited quarterly.