Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Portsmouth, NH
- 4.35%APY$660 over 18 months on $10,000
Requirements
Product: Guaranteed fixed rate from opening to maturity. Penalty for early withdrawal. $500 minimum deposit required to open and earn stated APY. Rate information current as of October 16, 2026.
Offer: 18-Month Promo CD. Guaranteed fixed rate.
4.26% interest rate · Effective Oct 16, 2026
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More details - 4.35%APY$735 over 20 months on $10,000intro rate
Requirements
Product: Not available for Individual Retirement Account (IRA). Substantial penalty for early withdrawal. Fees may reduce earnings.
Offer: Not available for Individual Retirement Account (IRA). Substantial penalty for early withdrawal.
Promotional rate · 4.26% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.33%APY$250 over 7 months on $10,000
Requirements
Product: Available to customers who live or work in Cumberland or York Counties, Maine, or Rockingham or Strafford Counties, New Hampshire. Early withdrawal penalties and fees could reduce earnings.
Offer: Limited time offer. Special term.
4.25% interest rate · Effective Oct 20, 2026
Rate checked
More details - 4.30%APY$652 over 18 months on $10,000intro rate
Requirements
Product: Personal accounts only. Early withdrawal penalty may apply. Automatically renews at standard Personal Account CD rates at maturity unless instructed otherwise.
Offer: Monthly interest compounding. Minimum opening deposit $2,500.
Promotional rate · 4.22% interest rate · Effective Oct 2, 2026
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More details - 4.25%APY$175 over 5 months on $10,000intro rate
Requirements
Product: Auto renewal with 30-day grace period. Early withdrawal penalty may apply. Fees or penalties may reduce earnings.
Offer: Promotional rate is available for personal accounts only that are opened with new-to-the-bank funds. At maturity, funds will roll over automatically into a regular 6-month term and rate.
Promotional rate · 4.17% interest rate · Effective Oct 1, 2026
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More details - 4.20%APY$384 over 11 months on $10,000
4.11% interest rate · Effective Sep 29, 2026
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More details - 4.15%APY$629 over 18 months on $10,000
Requirements
Product: $500.00 minimum to open Certificate of Deposit. A substantial interest penalty may be required for early withdrawals. Fees could reduce earnings.
4.07% interest rate · Effective Oct 14, 2026
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More details - 4.10%APY$341 over 10 months on $10,000intro rate
Requirements
Product: Must live or work in Massachusetts to take advantage of this CD Special. Available for new money only, not currently on deposit with CSB. Monthly compounding with funds held to maturity. Additional deposits to CDs are not permitted. Substantial penalties for early withdrawals may be imposed.
Offer: New money only, not currently on deposit with CSB. $10 minimum daily balance required to earn APY. Monthly compounding.
Promotional rate · 4.02% interest rate · Effective Oct 1, 2026
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More details - 4.10%APY$410 over 1 year on $10,000
Requirements
Product: Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. Early withdrawal penalties may apply. No monthly maintenance fees.
Offer: Dividends compounded and credited monthly.
4.03% interest rate · Effective Oct 16, 2026
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More details - 4.05%APY$336 over 10 months on $10,000intro rate
Requirements
Product: Not available for Individual Retirement Account (IRA). Substantial penalty for early withdrawal. Fees may reduce earnings.
Offer: Not available for Individual Retirement Account (IRA). Substantial penalty for early withdrawal.
Promotional rate · 4.04% interest rate · Effective Oct 15, 2026
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More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Not available for Individual Retirement Account (IRA). Substantial penalty for early withdrawal. Fees may reduce earnings.
Offer: Not available for Individual Retirement Account (IRA). Substantial penalty for early withdrawal.
Promotional rate · 3.95% interest rate · Effective Oct 15, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Must be or become a member of Lighthouse Credit Union by maintaining at least $5 in a Lighthouse Savings account. Dividends remain in certificate until maturity; early withdrawal penalty may apply.
3.93% interest rate · Effective Oct 2, 2026
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More details - 4.00%APY$641 over 19 months on $10,000intro rate
Requirements
Product: Must live or work in Massachusetts to take advantage of this CD Special. Monthly compounding with funds held to maturity. Additional deposits to CDs are not permitted. Includes a one-time option to bump your rate to a higher rate currently offered for this exact same term. Substantial penalties for early withdrawals may be imposed.
Offer: $10 minimum daily balance required to earn APY. Monthly compounding. Includes a one-time rate bump-up option.
Promotional rate · 3.92% interest rate · Effective Oct 1, 2026
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More details - Bangor Savings BankSpecial Certificate of Deposit (CD) OfferingsCD · 39 months · $500 min
Bank · 2 branches
4.00%APY$1,359 over 39 months on $10,000with conditionsRequirements
Product: Requires a $500 minimum daily balance to earn APY and $500 minimum opening deposit. Interest compounded daily and credited monthly. Penalties may be imposed for early withdrawal. Benefit Plus checking account holders receive relationship rate and APY.
Offer: For Benefit Plus customers. Renews automatically into 36 Month CDs.
Qualified rate · 3.92% interest rate · Compounded daily · Effective Oct 1, 2026
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More details - Lighthouse Credit UnionVariable Rate Share CertificateCD · 24 months · $500 min
Credit union · 1 branch
3.95%APY$806 over 24 months on $10,000Requirements
Product: Must be or become a member of Lighthouse Credit Union by maintaining at least $5 in a Lighthouse Savings account. Variable dividend rate adjusts monthly based on the Federal Funds Rate as of the last business day of the month (minimum dividend rate 2.50% / APY 2.53%, maximum dividend rate 5.50% / APY 5.64%). Early withdrawal penalty may apply.
Offer: Variable dividend rate adjusts monthly based on the Federal Funds Rate as of the last business day of the month; minimum dividend rate 2.50% (APY 2.53%), maximum dividend rate 5.50% (APY 5.64%).
3.88% interest rate · Effective Oct 2, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Portsmouth, NH
235 CDs at 16 banks and credit unions · checked Oct 5–22
- Typical
- 2.00%
- Top 10% from
- 3.98%
- Banks, typical
- 1.01%
- Credit unions, typical
- 3.00%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches