Bank · FDIC insured
The Business Bank CD Rates
The Business Bank’s best CD rate is 4.25% APY on a 5-month CD. Terms run from 5 months to 15 months. Rates checked October 22, 2026.
How The Business Bank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where The Business Bank has the most branches. $10,000, best rate first.
This bank’s best
The Business Bank
4.25%APY
- Term
- 5 months
- Minimum
- $1,000
- Earns on $10,000
- $175
Certificates of Deposit (CDs)
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.25%APY · 5 terms
Auto renewal with 30-day grace period. Early withdrawal penalty may apply. Fees or penalties may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsPromotional rate is available for personal accounts only that are opened with new-to-the-bank funds. At maturity, funds will roll over automatically into a regular 6-month term and rate | 4.25% | $175 |
| 6 months | 2.78% | $138 |
| 9 monthsPromotional rate is available for personal accounts only that are opened with new-to-the-bank funds. At maturity, funds will roll over automatically into a regular 6-month term and rate | 4.25% | $317 |
| 12 months | 2.27% | $227 |
| 15 monthsPromotional rate is available for personal accounts only that are opened with new-to-the-bank funds. At maturity, funds will roll over automatically into a regular 6-month term and rate | 4.25% | $534 |
Sources (1)
- thebusinessbank.com/personal · captured Oct 14, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.