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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–13 results in Gulfport, MS
- 4.33%APY$656 over 18 months on $10,000intro rate
Requirements
Product: Available to members 18+ years old. Minimum opening balance of $500 required. Additional deposits are not permitted after opening. Daily balance method is used to calculate dividends. Certificate specials automatically renew to the next highest term upon maturity if the promotional term is no longer available. Early withdrawal penalties apply (90 days dividends for terms <= 12 months, 180 days dividends for terms > 12 months; $25 early withdrawal fee plus interest penalty). A 5-day grace period applies after maturity.
Offer: Certificate special. If the term is not available on maturity, certificate will renew to the next highest term.
Promotional rate · 4.25% interest rate · Effective Sep 24, 2026
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - Gulf Coast Community Federal Credit UnionShare CertificateCD · 12 months · $1,000 min · 0.70%–4.25% by balance
Credit union · 2 branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Early withdrawal penalty equal to one half of original term's projected dividend earnings (whether earned or not) with a 365-day maximum. No setup or maintenance fees. Rates subject to change at renewal.
Offer: This special rate is available for a limited time.
4.17% interest rate · Effective May 5, 2025
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and upYour amount 4.25% $100,000 and up 0.70% Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - Southern Energy Credit UnionCertificates of Deposit (CDs)CD · 13 months · $500 min
Credit union · 1 branch
4.00%APY$434 over 13 months on $10,000Requirements
Product: Available to qualifying members. Minimum $500 deposit required to open a CD. Rates subject to change without notice. Interest is computed and compounded daily and posted quarterly and at maturity. At maturity, CD will automatically renew for another term at the then available APY. There is a penalty for early withdrawal. Grace period of 5 business days to withdraw a certificate after the automatic renewal date.
Compounded daily
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.
Promotional rate · Effective Oct 13, 2026
Rate checked
More details - Keesler Federal Credit UnionShare Certificate AccountsCD · 18 months · $1,000 min
Credit union · 3 branches
3.25%APY$491 over 18 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Ten-day grace period renewal at maturity.
3.21% interest rate
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Navigator Credit UnionShare CertificatesCD · 60 months · 1.35%–1.40% by balance
Credit union · 1 branch
1.35%APY$693 over 60 months on $10,000Requirements
Product: Subject to membership eligibility. Early withdrawal penalty may apply. Additional deposits cannot be made after opening.
1.34% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY Up to $25,000Your amount 1.35% $25,000 – $100,000 1.40% Rate checked
More details - Memorial Federal Credit UnionCertificate of DepositCD · 24 months · $2,000 min
Credit union · 1 branch
0.80%APY$161 over 24 months on $10,000Requirements
Product: Minimum $2,000 deposit. Dividends compounded daily, credited quarterly. Penalties apply for early withdrawals from certificate accounts. Offering rates may change.
Offer: Minimum $2,000 deposit. Dividends compounded daily, credited quarterly.
Compounded daily
Rate checked
More details - 0.55%APY$278 over 60 months on $10,000
Requirements
Product: Interest rate is variable and subject to change at the discretion of the Bank. Fees may reduce earnings on the account. An early withdrawal penalty may apply.
Offer: Interest Credited: Quarterly
Effective Oct 4, 2026
Rate checked
More details - Navigator Credit Union1st Nvestor CertificatesCD · 6 months · 0.45%–0.48% by balance
Credit union · 1 branch
0.45%APY$22 over 6 months on $10,000Requirements
Product: Requires ongoing deposits of at least $10 per week. Designed to help you grow into a full certificate. No large upfront deposit needed. Subject to membership eligibility. Early withdrawal penalty may apply.
Offer: Requires ongoing deposits of at least $10 per week
0.45% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for 1st Nvestor Certificates Balance APY Up to $25,000Your amount 0.45% $25,000 – $100,000 0.48% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Gulfport, MS
112 CDs at 11 banks and credit unions · checked Oct 16–22
- Typical
- 1.13%
- Top 10% from
- 3.99%
- Banks, typical
- 1.02%
- Credit unions, typical
- 2.01%
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Gulfport, MS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- All In Credit UnionCredit union · 1 branch
- Keesler Federal Credit UnionCredit union · 20 branches
- Southern Energy Credit UnionCredit union · 1 branch