Credit union · NCUA insured
Memorial Federal Credit Union CD Rates
Memorial Federal Credit Union’s best CD rate is 0.80% APY on a 2-year share certificate (CD). Terms run from 1 year to 2 years. Rates checked October 22, 2026.
How Memorial Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Gulfport, MS, where Memorial Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Memorial Federal Credit Union
0.80%APY
- Term
- 24 months
- Minimum
- $2,000
- Earns on $10,000
- $161
Certificate of Deposit
Top rate
All In Credit Union
4.33%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $656
2nd-highest rate
Sunbelt Federal Credit Union
4.33%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $656
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 0.80%APY · 2 terms
Minimum $2,000 deposit. Dividends compounded daily, credited quarterly. Penalties apply for early withdrawals from certificate accounts. Offering rates may change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum $2,000 deposit. Dividends compounded daily, credited quarterly | 0.60% | $60 |
| 24 monthsMinimum $2,000 deposit. Dividends compounded daily, credited quarterly | 0.80% | $161 |
Who can join Memorial Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and medical staff of Memorial Hospital at Gulfport, its surrounding clinics, and Gulf Coast Mental Health are eligible for membership.
Family and household
- Immediate family members of employees and medical staff of Memorial Hospital at Gulfport, its surrounding clinics, and Gulf Coast Mental Health are eligible for membership.
Cost to join
- Joining and opening an account requires $15.00.
Membership information collected October 4, 2026.