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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Springfield, IL

  1. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 2 branches

    4.25%APY$317 over 9 months on $10,000
  2. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 4 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  3. Alliance Community BankCertificates of Deposit (CDs)CD · 12 months · $1,000 min

    Bank · 1 branch

    4.18%APY$418 over 1 year on $10,000
  4. Heartland Bank and Trust CompanyCertificates of DepositCD · 23 months · $5,000 min

    Bank · 3 branches

    4.10%APY$801 over 23 months on $10,000intro rate
  5. Land of Lincoln Credit UnionShare Certificates (CDs)CD · 11 months · $10,000 min

    Credit union · 1 branch

    3.97%APY$363 over 11 months on $10,000
  6. Top Carrot, Carrot Score 93
    Cooperative Choice Network Credit UnionShare CertificatesCD · 30 months · $500 min

    Credit union · 1 branch

    3.97%APY$1,022 over 30 months on $10,000
  7. Hickory Point Bank & TrustCertificate of DepositCD · 13 months · $1,000 min

    Bank · 1 branch

    3.96%APY$430 over 13 months on $10,000intro rate
  8. Top Carrot, Carrot Score 87
    Credit Union 1Share Certificate (CD)CD · 7 months · $1,000 min

    Credit union · 1 branch

    3.85%APY$223 over 7 months on $10,000intro rate
  9. INBCD SpecialCD · 13 months · $1,000 min

    Bank · 4 branches

    3.74%APY$406 over 13 months on $10,000with conditions
  10. Morton Community BankCertificate SpecialsCD · 14 months · $10,000 min · 3.73%–3.79% by balance

    Bank · 5 branches

    3.73%APY$437 over 14 months on $10,000intro rate
  11. Top Carrot, Carrot Score 88
    Heartland Credit UnionCertificates of DepositCD · 13 months · $1,000 min

    Credit union · 2 branches

    3.71%APY$403 over 13 months on $10,000
  12. Top Carrot, Carrot Score 88
    Illinois Educators CUCertificate RatesCD · 3 months · $1,000 min

    Credit union · 2 branches

    3.51%APY$87 over 3 months on $10,000
  13. Springfield City Employees Credit UnionCertificates of DepositCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.50%APY$350 over 1 year on $10,000
  14. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 2 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  15. Funeral Service Credit UnionShare CertificatesCD · 12 months · $1,000 min · 3.20%–3.45% by balance

    Credit union · 1 branch

    3.30%APY$330 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Springfield, IL

296 CDs at 21 banks and credit unions · checked Oct 16–22

Typical
2.00%
Top 10% from
3.71%
Banks, typical
1.22%
Credit unions, typical
3.30%

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Springfield, IL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Cooperative Choice Network Credit UnionCredit union · 1 branch
  2. Heartland Credit UnionCredit union · 3 branches
  3. Illinois Educators CUCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate