Credit union · NCUA insured
Springfield City Employees Credit Union CD Rates
Springfield City Employees Credit Union’s best CD rate is 3.50% APY on a 1-year share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 16, 2026.
How Springfield City Employees Credit Union’s CD rates compare
Compared with banks and credit unions near Springfield, IL, where Springfield City Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Springfield City Employees Credit Union
3.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $350
Certificates of Deposit
Top rate
Longview Community Bank
4.70%APY
- Term
- 15 months
- Minimum
- $10,000
- Earns on $10,000
- $591
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Springfield City Employees Credit Union CD score
67
CD score
Higher than 20% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.50%
- 31–60 months31–60 mo2.00%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Springfield City Employees Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.50%APY · 5 terms
Minimum deposit amount of $1,000.00. Dividends are paid on a monthly basis and at maturity. Early withdrawals limit the interest rate to lowest interest paid.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTerm is 90 Days. Minimum deposit $1,000 | 3.00% | $74 |
| 6 monthsMinimum deposit $1,000 | 3.25% | $161 |
| 9 monthsMinimum deposit $1,000 | 3.00% | $224 |
| 12 monthsMinimum deposit $1,000 | 3.50% | $350 |
| 36 monthsMinimum deposit $1,000 | 2.00% | $612 |
Who can join Springfield City Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the City of Springfield, including utility, water, light, power, and Springfield Housing Authority, are eligible for membership.
Family and household
- Immediate family members (spouse, parents, children, brothers and sisters, grandparents, and grandchildren) of eligible City of Springfield employees are eligible for membership.
Membership information collected October 5, 2026.