Credit union · NCUA insured
Funeral Service Credit Union
A $9.8M credit union headquartered in Springfield, IL, with 679 members and 1 branch in Illinois. Best rates: CDs 3.56% and savings 0.55% APY.
Funeral Service Credit Union Carrot Score
68
Carrot Score
Higher than 20% of U.S. banks and credit unions
#15 of 22 in Springfield, IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Funeral Service Credit Union
Funeral Service Credit Union is a member-owned financial cooperative headquartered in Springfield, Illinois.
Originally chartered as IFDA Credit Union in September 1983, it provides financial services to members nationwide.
- Headquarters
- 915 S Durkin Dr Ste A, Springfield, IL 62704
- NCUA charter
- 66253
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to all members and employees of designated funeral service associations and organizations.
Family and household
- Membership is available to family members of members and employees of designated funeral service associations and organizations.
Branches
1 branch in Illinois
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Illinois
1 branch
- Funeral Service CUMain office915 S Durkin Dr Ste A, Springfield, IL 62704Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.87% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.72% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.71% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $108 | $59 | — |
- CapitalNet worth ratio17.87%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.72%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.71%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$108Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Funeral Service Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.