Credit union · NCUA insured
Funeral Service Credit Union CD Rates
Funeral Service Credit Union’s best CD rate is 3.56% APY on a 3-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Funeral Service Credit Union’s CD rates compare
Compared with banks and credit unions near Springfield, IL, where Funeral Service Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Funeral Service Credit Union
3.30%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $330
Share Certificates
Top rate
Longview Community Bank
4.70%APY
- Term
- 15 months
- Minimum
- $10,000
- Earns on $10,000
- $591
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Funeral Service Credit Union CD score
69
CD score
Higher than 24% of U.S. banks and credit unions
- 3–8 months3–8 mo3.14%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo2.63%
- 31–60 months31–60 mo3.04%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Funeral Service Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.30%APY · 4 terms
Terms range from 6 months up to 60 months. $1,000 minimum to open. Interest/dividends paid at maturity for terms up to 1 year, and twice annually (6/30 & 12/31) for 2 and 3 year certificates. Dividend checks may be mailed or transferred to a designated account. Certificates can be used as collateral to secure a lower loan rate.
| Term | APY · $1,000 and up | APY · $10,000 and up | APY · $50,000 and up | APY · $99,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 6 monthsInterest paid at maturity | 3.04% | 3.14% | 3.19% | 3.29% | 3.04%3.14% from $10k3.19% from $50k3.29% from $99k | $151 |
| 12 monthsInterest paid at maturity | 3.20% | 3.30% | 3.35% | 3.45% | 3.20%3.30% from $10k3.35% from $50k3.45% from $99k | $320 |
| 24 monthsInterest paid twice annually on 6/30 & 12/31 | 2.53% | 2.63% | 2.79% | 2.89% | 2.53%2.63% from $10k2.79% from $50k2.89% from $99k | $512 |
| 36 monthsInterest paid twice annually on 6/30 & 12/31 | 2.79% | 3.04% | 3.30% | 3.56% | 2.79%3.04% from $10k3.30% from $50k3.56% from $99k | $861 |
Special-purpose accounts
Pee Wee Share Certificates
Up to 1.90%APY · 2 terms
PeeWee Certificate is for newborn through 16 years of age. $500 minimum for PeeWee Club.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFor newborn through 16 years of age | 1.75% | $87 |
| 12 monthsFor newborn through 16 years of age | 1.90% | $190 |
Who can join Funeral Service Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to all members and employees of designated funeral service associations and organizations.
Family and household
- Membership is available to family members of members and employees of designated funeral service associations and organizations.
Membership information collected October 5, 2026.