Bank · FDIC insured
Alliance Community Bank CD Rates
Alliance Community Bank’s best CD rate is 4.18% APY on a 1-year CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How Alliance Community Bank’s CD rates compare
Compared with banks and credit unions near Springfield, IL, where Alliance Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Alliance Community Bank
4.18%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $418
Certificates of Deposit (CDs)
Top rate
Longview Community Bank
4.70%APY
- Term
- 15 months
- Minimum
- $10,000
- Earns on $10,000
- $591
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Alliance Community Bank CD score
89
CD score
Higher than 89% of U.S. banks and credit unions
- 3–8 months3–8 mo3.66%
- 9–15 months9–15 mo4.18%
- 16–30 months16–30 mo4.07%
- 31–60 months31–60 mo4.07%
- QualifiedQualified4.18%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alliance Community Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.18%APY · 12 terms
A penalty will or may be imposed for early withdrawal.
| Term | APY · $1,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 1 monthA penalty will or may be imposed for early withdrawal | 0.26% | — | 0.26% | $2 |
| 3 monthsA penalty will or may be imposed for early withdrawal | 3.45% | — | 3.45% | $85 |
| 6 monthsA penalty will or may be imposed for early withdrawal | 3.56% | — | 3.56% | $176 |
| 7 monthsA penalty will or may be imposed for early withdrawal | 3.66% | — | 3.66% | $212 |
| 10 monthsA penalty will or may be imposed for early withdrawal | — | 3.76% | 3.76% | $312 |
| 12 monthsA penalty will or may be imposed for early withdrawal | 4.18% | — | 4.18% | $418 |
| 18 monthsA penalty will or may be imposed for early withdrawal | 4.07% | — | 4.07% | $617 |
| 24 monthsA penalty will or may be imposed for early withdrawal | 4.07% | — | 4.07% | $831 |
| 30 monthsA penalty will or may be imposed for early withdrawal | 4.07% | — | 4.07% | $1,049 |
| 36 monthsA penalty will or may be imposed for early withdrawal | 4.07% | — | 4.07% | $1,271 |
| 48 monthsA penalty will or may be imposed for early withdrawal | 3.30% | — | 3.30% | $1,387 |
| 60 monthsA penalty will or may be imposed for early withdrawal | 3.30% | — | 3.30% | $1,763 |
Sources (2)
All captured Sep 25, 2026
Opening an account
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