Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Astoria, OR metro
- 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 3.68%APY$368 over 1 year on $10,000
Requirements
Product: Federally insured by NCUA up to $250,000. Membership eligibility required. Fixed rate and term. Penalty applies for early withdrawal. 10-day grace period at maturity for penalty-free renewals and additional deposits. Dividends compounded and credited monthly based on daily balance method. Dividends can be paid and transferred monthly to another account (reduces APY).
Offer: Early withdrawal penalty: dividends since issuance/renewal or 120 days dividends, whichever is smaller. Dividends compounded and credited monthly. Daily balance method.
3.61% interest rate · Effective Oct 22, 2026
Rate checked
More details - 3.40%APY$169 over 6 months on $10,000
Requirements
Product: No monthly service charge. CDs are subject to early withdrawal penalties which may reduce earnings.
Offer: For renewing CDs (or depositing maturing CD balance). Early withdrawal penalty may be imposed.
3.35% interest rate
Rate checked
More details - Wauna Credit Union11 Month Certificate Special: $500+ Checking (New Money)CD · 11 months · $500 min
Credit union · 2 branches
3.40%APY$311 over 11 months on $10,000with conditionsRequirements
Product: Requires $500+ checking account and new money deposit.
Offer: Must be new money.
Qualified rate · 3.35% interest rate · Effective Oct 20, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - Wauna Credit Union11 Month Certificate Special: $500+ Checking w/ eStatementsCD · 11 months · $500 min
Credit union · 2 branches
2.90%APY$266 over 11 months on $10,000with conditionsRequirements
Product: Requires $500+ checking account with eStatement enrollment.
Offer: Must be an owner on a Wauna Credit Union checking account with eStatement enrollment.
Qualified rate · 2.86% interest rate · Effective Oct 20, 2026
Rate checked
More details - Bank of the PacificConsumer Certificate of DepositCD · 9–12 months · $500 min · 2.79%–3.56% by balance
Bank · 2 branches
2.79%APYRequirements
Product: Early withdrawal penalty may be imposed.
2.75% interest rate
Rate by balance
Rate by balance for Consumer Certificate of Deposit Balance APY $500 – $24,999Your amount 2.79% $25,000 – $49,999 2.79% $50,000 – $99,999 3.05% $100,000 – $249,999 3.56% $250,000 and up 3.56% Rate checked
More details - 2.50%APY$528 over 25 months on $10,000intro rate
Requirements
Product: Available July 1 - July 31, 2026. Minimum balance required to open the account and earn the APY: $250. Compounded and credited monthly. Allows for one (1) withdrawal or one (1) deposit without penalty. Early withdrawal or additional withdrawals may incur a penalty. Membership with Wauna Credit Union required.
Offer: Available July 1 - July 31, 2026. Allows for one penalty-free withdrawal or one additional deposit.
Promotional rate · Effective Jul 1, 2026
Rate checked
More details - Maps Credit UnionPrivate Client Certificate AccountsCD · 3 months · $1,000 min
Credit union · 2 branches
1.90%APY$47 over 3 months on $10,000Requirements
Product: Private Clients need to meet one of the following criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or owners/executives of Maps Commercial members.
Offer: Compounded monthly. Daily balance method.
1.88% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 1.90%APY$47 over 3 months on $10,000
Requirements
Product: Lock in a rate and grow your savings with a CD. $1,000 minimum opening balance ($100 for Youth First Step CD).
Offer: Compounded monthly. Daily balance method.
1.88% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
Rate checked
More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.01%APY
Requirements
Product: A penalty for early withdrawal may be charged. Minimum Opening Deposit equals the Minimum Balance to Earn APY.
Offer: Applicable for Certificates of Deposit only and do not apply to IRAs.
0.01% interest rate · Effective Sep 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Astoria, OR metro
104 CDs at 8 banks and credit unions · checked Oct 6–22
- Typical
- 1.00%
- Top 10% from
- 3.50%
- Banks, typical
- 0.15%
- Credit unions, typical
- 1.90%
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Find your bank or credit union to see all its rates and how they compare near you.
Oregon
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Valley Credit UnionCredit union · 1 branch
- Sage Credit UnionCredit union · 5 branches
- Ironworkers USA Credit UnionCredit union · 1 branch