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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 106–120 results

  1. Signal FinancialShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000
  2. AMOCO Federal Credit UnionBump-Up CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000
  3. Top Carrot, Carrot Score 92
    Home Bank of CaliforniaCertificates of DepositCD · 36–47 months · $10,000 min

    Bank · Add a location to see nearby branches

    4.35%APY
  4. TEG Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000
  5. Top Carrot, Carrot Score 91
    Bank of WashingtonCertificate of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000
  6. Top Carrot, Carrot Score 88
    KS StateBankChoose your Term CDCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000
  7. Top Carrot, Carrot Score 95
    GFA FCUTerm Share CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000
  8. Top Carrot, Carrot Score 88
    Elevate Credit UnionTraditional CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000
  9. New Heights Federal Credit UnionShare Certificate of DepositCD · 36 months · $5,000 min

    Credit union · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000intro rate
  10. Top Carrot, Carrot Score 92
    Duke Credit UnionShare CertificateCD · 25–36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.34%APY
  11. Top Carrot, Carrot Score 87
    WEE Federal Credit UnionCertificates of DepositCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.34%APY$1,359 over 36 months on $10,000
  12. Top Carrot, Carrot Score 92
    Connecticut State Police Credit UnionCertificates of DepositCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.33%APY$1,357 over 36 months on $10,000
  13. HFS Federal Credit UnionShare CertificatesCD · 36 months · $2,500 min

    Credit union · Add a location to see nearby branches

    4.33%APY$1,356 over 36 months on $10,000
  14. Top Carrot, Carrot Score 89
    DeWitt Savings BankCertificates of Deposit (CDs)CD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.33%APY$1,356 over 36 months on $10,000
  15. The Seymour BankCertificates of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.32%APY$1,353 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What 3-year CDs pay nationwide

4,162 CDs at 3,674 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate