Bank · FDIC insured
The Seymour Bank CD Rates
The Seymour Bank’s best CD rate is 4.32% APY on an 18-month CD. Terms run from 3 months to 8 years. Rates checked October 16, 2026.
How The Seymour Bank’s CD rates compare
Compared with banks and credit unions near Springfield, MO, where The Seymour Bank has the most branches. $10,000, best rate first.
This bank’s best
The Seymour Bank
4.32%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $655
Certificates of Deposit
Top rate
OMB Bank
4.65%APY
- Term
- 21 months
- Minimum
- $1,000
- Earns on $10,000
- $828
2nd-highest rate
Guaranty Bank
4.49%APY
- Term
- 10 months
- Minimum
- $500
- Earns on $10,000
- $373
The Seymour Bank CD score
94
CD score
Higher than 95% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo4.06%
- 16–30 months16–30 mo4.32%
- 31–60 months31–60 mo4.32%
- QualifiedQualified4.32%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Seymour Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.32%APY · 10 terms
FDIC insured fixed rate investment. A substantial penalty for early withdrawal will be imposed.
| Term | APY · Any balance | APY · Up to $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | — | 2.78% | — | 2.78% | $69 |
| 3 monthsBalance $50,000.00 or over | — | — | 2.78% | —2.78% from $50k | — |
| 6 months | — | 3.55% | — | 3.55% | $176 |
| 6 monthsBalance $50,000.00 or over | — | — | 3.55% | —3.55% from $50k | — |
| 8 monthsCertificate of Deposit Special | 3.80% | — | — | 3.80% | $252 |
| 8 monthsCertificate of Deposit Special. Balance $50,000.00 or over | — | — | 3.80% | —3.80% from $50k | — |
| 12 months | — | 4.06% | — | 4.06% | $406 |
| 12 monthsBalance $50,000.00 or over | — | — | 4.06% | —4.06% from $50k | — |
| 18 monthsCertificate of Deposit Special | 4.32% | — | — | 4.32% | $655 |
| 18 monthsCertificate of Deposit Special. Balance $50,000.00 or over | — | — | 4.32% | —4.32% from $50k | — |
| 24 months | — | 4.32% | — | 4.32% | $883 |
| 24 monthsBalance $50,000.00 or over | — | — | 4.32% | —4.32% from $50k | — |
| 36 months | — | 4.32% | — | 4.32% | $1,353 |
| 36 monthsBalance $50,000.00 or over | — | — | 4.32% | —4.32% from $50k | — |
| 48 months | — | 3.80% | — | 3.80% | $1,609 |
| 48 monthsBalance $50,000.00 or over | — | — | 3.80% | —3.80% from $50k | — |
| 60 months | 3.80% | — | — | 3.80% | $2,050 |
| 60 monthsBalance $50,000.00 or over | — | — | 3.80% | —3.80% from $50k | — |
| 96 months | 3.80% | — | — | 3.80% | $3,477 |
| 96 monthsBalance $50,000.00 or over | — | — | 3.80% | —3.80% from $50k | — |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.