Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 1171–1185 of 4,164 results

  1. Beacon Federal Credit UnionCertificateCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  2. Top Carrot, Carrot Score 89
    Wellby FinancialWellby CertificateCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000with conditions
  3. City Credit UnionCertificates of DepositCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  4. FAST Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  5. PSFCUTerm Share AccountCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  6. Top Carrot, Carrot Score 89
    Associated Healthcare Credit UnionCertificates of DepositCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000intro rate
  7. Top Carrot, Carrot Score 91
    Co-op Credit UnionCertificates of DepositCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  8. Top Carrot, Carrot Score 94
    Mid Minnesota Federal Credit UnionTraditional Term Share CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000intro rate
  9. Green Belt Bank & TrustCertificates of Deposit (CDs)CD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  10. Wexford Community Credit UnionCertificate of Deposit (CD)CD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  11. Heartland Credit UnionCertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000intro rate
  12. Prospera Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  13. Union State BankCertificates of Deposit (CDs)CD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  14. Home Bank & Trust CompanyCertificate of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000
  15. Top Carrot, Carrot Score 90
    Credit Union of AmericaShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,087 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,164 CDs at 3,670 banks and credit unions · checked Oct 22–25

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Popular DirectBank
  2. Comenity Capital BankBank
  3. Synchrony BankBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate