Credit union · NCUA insured
Wexford Community Credit Union CD Rates
Wexford Community Credit Union’s best CD rate is 3.50% APY on a 3-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Wexford Community Credit Union’s CD rates compare
Compared with banks and credit unions near Cadillac, MI, where Wexford Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Wexford Community Credit Union
3.50%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,087
Certificate of Deposit (CD)
Top rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Minimum
- $1,000
- Earns on $10,000
- $169
2nd-highest rate
Forest Area Federal Credit Union
4.10%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $237
Wexford Community Credit Union CD score
74
CD score
Higher than 37% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo3.15%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wexford Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 3.50%APY · 4 terms
Membership required (established Regular Share Account). Dividend rate and APY will remain at the rate at which opened. Kept to maturity to gain full APY; early withdrawal penalties and fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.00% | $149 |
| 12 months | 3.15% | $315 |
| 24 months | 3.30% | $671 |
| 36 months | 3.50% | $1,087 |
Special-purpose accounts
IRA Certificate of Deposit (IRA CD)
Up to 3.50%APY · 4 terms
Membership required (established Regular Share Account). Dividend rate and APY will remain at the rate at which opened. Kept to maturity to gain full APY; early withdrawal penalties and fees may reduce earnings. Individual Retirement Account (IRA) rules apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.00% | $149 |
| 12 months | 3.15% | $315 |
| 24 months | 3.30% | $671 |
| 36 months | 3.50% | $1,087 |
Who can join Wexford Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or are educated in Wexford, Missaukee, or Osceola counties are eligible for membership.
Family and household
- Immediate family members of current WCCU members are eligible to join.
Cost to join
- A $5.00 minimum deposit into a Regular Share (Savings) Account is required to establish and maintain membership.
Membership information collected October 5, 2026.