Best CD rates and certificates

Requirements

Product: Open to new and existing customers. A penalty for early withdrawal may/will be imposed. Fees may reduce earnings. $1,000 minimum balance required to earn the APY.

Offer: 90 Day term. Early withdrawal penalties will/may be imposed.

Requirements

Product: All Term Share Accounts require a $500.00 minimum balance to open. Jumbo Term Share Accounts ($100,000.00 minimum deposit) earn 0.15% dividend rate above standard Term Share Accounts dividend rate (Simple Interest) when opened new or at renewal. Early withdrawal penalties apply (loss of dividends on amounts withdrawn that would have accrued over 50% of the remaining term). Automatically renews upon maturity.

Offer: 91 Day Term Share Account.

Requirements

Product: Minimum opening deposit: $500 under age 18, $1,000 age 18 and over. Penalty for early withdrawal.

Requirements

Product: The minimum amount required to open a Certificate of Deposit is $1,000. Penalty may apply for early withdrawal.

Requirements

Product: Most CDs are automatically renewable. Special CD terms renew automatically into a standard term upon maturity. A penalty may be imposed for early withdrawal.

Offer: 90 to 181 Day CD. A penalty may be imposed for early withdrawal.

Requirements

Product: Fixed rates guaranteed for length of term. Federally insured by NCUA. Early withdrawal penalty may apply. Institutional and government deposits excluded.

Offer: Compounds quarterly.

Requirements

Product: Dividends for 3-month and 6-month certificates are paid at maturity. Dividends for 1-year through 5-year certificates are paid quarterly.

Offer: Dividends paid at maturity

Requirements

Product: Compounded quarterly. $500.00 minimum opening balance.

Offer: Compounded quarterly.

Requirements

Product: Fixed interest rate on daily balance until maturity. Interest accrued daily and compounded monthly. Substantial penalty for early withdrawal. Automatically renewable with a 10-day grace period. Special promotions may require different minimum deposits. Check writing not allowed.

Requirements

Product: Minimum balance to open and maintain certificate account; dividends paid monthly. Dividends on Prosperity Certificates of Deposit cap at $999,999.99. Rates are subject to change without notice.

Offer: Term 3 months; minimum $5,000 balance required to earn rate.

Requirements

Product: Penalty for early withdrawal. Accounts automatically renew at maturity with a 10-day grace period. Compounding and crediting vary by term.

Offer: Interest compounded and credited at maturity. Early withdrawal penalty is 90 days interest.

Requirements

Product: Membership required. Early withdrawal penalty equals 90 days of interest. Dividends credited monthly.

Offer: Dividends credited monthly. Early withdrawal penalty equals 90 days of interest.

Requirements

Product: Short-term certificate that allows additional deposits with no early withdrawal penalty. No monthly fee. No investment fee.

Offer: Early withdrawal penalties do not apply. Dividends compounded and credited monthly based on the daily balance formula.

Requirements

Product: Dividends compounded and paid monthly. Early withdrawal penalty applies (3 months dividends for terms < 12 months, 6 months dividends for terms >= 12 months; minimum penalty $10 for withdrawals < $5,000, $20 for >= $5,000). Fixed rate during term. Automatically renewable. Additional deposits not permitted during term except during 7-day grace period after maturity. Monthly interest check available on accounts of $5,000 or greater.

Requirements

Product: Dividends compounded and paid monthly. Early withdrawal penalty applies (3 months dividends for terms < 12 months, 6 months dividends for terms >= 12 months; minimum penalty $10 for withdrawals < $5,000, $20 for >= $5,000). Fixed rate during term. Automatically renewable. Additional deposits not permitted during term except during 7-day grace period after maturity. Monthly interest check available on accounts of $5,000 or greater.