Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1051–1065 of 3,421 results
- Pyramid Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: A minimum of $500 is required to establish a share certificate. Penalty for early withdrawal. Dividends are compounded and paid quarterly.
Offer: Penalty for early withdrawal. Dividends are compounded and paid quarterly.
3.46% interest rate · Effective Aug 1, 2026
Rate checked
More details - Meijer Credit UnionCertificate of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Earn higher dividends than regular share savings. Terms available from 6 to 60 months. Automatic renewal at maturity. Early withdrawal penalties apply. $500 minimum deposit to open.
Offer: Annual Percentage Yield for all CDs and IRA CDs includes a .25% bonus for Meijer Team members, Meijer retirees and current MCU members. Early withdraw penalties may apply, and may reduce earning.
3.45% interest rate · Effective Oct 7, 2026
Rate checked
More details - Prestige Community CUCertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Minimum amount to open is $1,000.00. Interest is accrued daily and posted monthly. Early withdrawal penalties apply.
Offer: Early withdrawal penalty on a 60 month certificate is $300.00 or 365 days of dividends earned or not, whichever is greater.
3.45% interest rate · Effective Oct 6, 2026
Rate checked
More details - Rave FinancialShare CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Dividends paid monthly. Account dividends are earned on the daily balance. Rates quoted and corresponding APY's are based on the last paid dividend rates and are subject to change monthly without notice.
Offer: Dividends paid monthly.
3.45% interest rate · Effective Oct 6, 2026
Rate checked
More details - Sabine Federal Credit UnionCertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Earned dividends posted to a savings or checking account monthly or at maturity OR choose to compound your certificate. Early withdrawal penalties may apply. Fees incurred could reduce earnings. Automatic rollover options are available.
Offer: APYE is 3.557%
Effective Oct 6, 2026
Rate checked
More details - Beacon Federal Credit UnionCertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Compounding monthly dividends based on actual daily balance and term. 10-day grace period after renewal. Early withdrawal penalty applies. Minimum balance for kids/Youth Certificates is $500.00. Jumbo Certificates: $90,000 minimum; rates vary.
3.45% interest rate · Effective Oct 6, 2026
Rate checked
More details - Wellby FinancialWellby CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000with conditionsRequirements
Product: Available terms range from 6 to 60 months. Fixed rate for the certificate term. Automatic renewal upon maturity with a 5-day grace period. Closing Primary Savings requires closing Share Certificate accounts.
Offer: Standard rate. Fixed rate until maturity. Early withdrawal penalty of 365 days dividends.
Qualified rate · 3.44% interest rate · Effective Oct 1, 2026
Rate checked
More details - Empeople Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Penalty for early withdrawal. For all certificates unless otherwise noted: minimum deposit of $500 required to open certificate and earn dividends. 3 Month Certificate requires a minimum deposit of $5,000.
Offer: Penalty for early withdrawal.
3.45% interest rate
Rate checked
More details - EverenceCertificatesCD · 60 months · $500 min · 3.50%–3.55% by balance
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Must be a member of Everence Federal Credit Union. Compounding quarterly. Penalty for early withdrawal: $25, plus 1/2 of total dividends equal to original term of certificate, whether earned or not. Auto-renews at maturity for the same term at the then-current rate with a 10-day grace period.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates Balance APY $500 and upYour amount 3.50% $100,000 and up 3.55% Rate checked
More details - 3.50%APY$1,877 over 60 months on $10,000with conditions
Requirements
Product: Early withdrawal penalty may apply. $1,000 minimum to open account and earn APY.
Qualified rate · 3.39% interest rate · Effective Sep 30, 2026
Rate checked
More details - Glass City Federal Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Dividends for 3-month term are paid at maturity and do not compound; dividends for 6-60 month terms compound and are paid quarterly. Minimum opening deposit is $1,000 for 3-month CD and $500 for 6-60 month CDs. Early withdrawal penalties apply. Automatic renewal with 7-day grace period. Membership open to anyone who lives, works, worships, or attends school in Lucas, Wood, Fulton, or Ottawa Counties, OH.
Offer: Dividends compounded and paid quarterly. Early withdrawal penalty is forfeiture of dividends earned since date of issuance or 180-days’ dividends, whichever is smaller.
3.46% interest rate · Effective Oct 1, 2026
Rate checked
More details - TruPartner Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Minimum investment is $500. Rates available for Regular, TruBenefits, and TruAdvantage membership tiers. Early withdrawal penalty applies.
Offer: TruAdvantage APY membership tier
Effective Sep 1, 2026
Rate checked
More details - 3.50%APY$1,877 over 60 months on $10,000
Requirements
Product: Standard Certificate requires $500 minimum deposit, deposited once at account opening and remaining in place until maturity. Monthly dividends. Rollover at maturity with 10-day grace period. Early standard certificate withdrawals penalty: 50% of remaining unearned interest or 180 days worth of interest.
Rate checked
More details - PrimebankCertificates of DepositCD · 60 months · $1,000 min · 3.00%–3.50% by balance
Bank · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Offer: 2 Step Ups
Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 and up 3.00% $10,000 and upYour amount 3.50% Rate checked
More details - Green Belt Bank & TrustCertificates of Deposit (CDs)CD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Penalty for early withdrawal. 6-month CDs: semi-annual compounding. 12–60 month CDs: annual compounding.
Offer: Annual compounding. Penalty for early withdrawal.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,421 CDs at 3,040 banks and credit unions · checked Oct 22–25
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank