Credit union · NCUA insured
Pyramid Federal Credit Union
A $252.2M credit union headquartered in Tucson, AZ, with 17,727 members and 5 branches in Arizona. Best rates: CDs 3.50% and savings 0.30% APY.
Pyramid Federal Credit Union Carrot Score
68
Carrot Score
Higher than 21% of U.S. banks and credit unions
#17 of 26 in Tucson, AZ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Pyramid Federal Credit Union
Since 1929, Pyramid Federal Credit Union has operated as a member-owned financial services cooperative based in Tucson, Arizona.
Rooted in the Tucson community, the credit union focuses on serving its local area and helping members improve their financial lives.
- Headquarters
- 4911 E Broadway Blvd, Tucson, AZ 85711-3611
- NCUA charter
- 24826
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Pima County are eligible for membership.
Family and household
- Family members of eligible individuals who live, work, or worship in Pima County are eligible to join.
Cost to join
- A $5 deposit to open a savings account is required to establish membership.
Branches
5 branches in Arizona
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Arizona
5 branches
- Broadway Office5801 E Broadway Blvd, Tucson, AZ 85711Directions
- Oracle Office4491 N Oracle Rd, Tucson, AZ 85705Directions
- Rita Ranch Office8235 S Houghton Rd, Tucson, AZ 85747Directions
- Spectrum Office1183 W Irvington Rd Ste 191, Tucson, AZ 85714Directions
- TMC Office5280 E Grant Rd, Tucson, AZ 85712Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.57% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.51% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.42% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $64 | $76 | — |
- CapitalNet worth ratio10.57%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.51%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.42%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$64Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Pyramid Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.