Credit union · NCUA insured
Prestige Community CU CD Rates
Top CarrotPrestige Community CU’s best CD rate is 3.60% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Prestige Community CU’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where Prestige Community CU has the most branches. $10,000, best rate first.
This credit union’s best
Prestige Community CU
3.60%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $360
Certificate
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
Prestige Community CU CD score
80
CD score
Higher than 50% of U.S. banks and credit unions
- 3–8 months3–8 mo3.35%
- 9–15 months9–15 mo3.60%
- 16–30 months16–30 mo3.55%
- 31–60 months31–60 mo3.55%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Prestige Community CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 3.60%APY · 6 terms
Minimum amount to open is $1,000.00. Interest is accrued daily and posted monthly. Early withdrawal penalties apply.
| Term | APY · $1,000 – $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsEarly withdrawal of principal on a 6 month certificate is $75.00 or 90 days of dividend earned or not, whichever is greater | 3.35% | 3.35% | 3.35%3.35% from $50k | $166 |
| 12 monthsEarly withdrawal of principal on a 12 month certificate is $150.00 or 180 days of dividend earned or not, whichever is greater | 3.60% | 3.60% | 3.60%3.60% from $50k | $360 |
| 24 monthsEarly withdrawal of principal on a 24 month certificate is $150.00 or 180 days of dividend earned or not, whichever is greater | 3.55% | 3.55% | 3.55%3.55% from $50k | $723 |
| 36 monthsEarly withdrawal penalty on a 36 month certificate is $300.00 or 365 days of dividends earned or not, whichever is greater | 3.55% | 3.55% | 3.55%3.55% from $50k | $1,103 |
| 48 monthsEarly withdrawal penalty on a 48 month certificate is $300.00 or 365 days of dividends earned or not, whichever is greater | 3.50% | 3.50% | 3.50%3.50% from $50k | $1,475 |
| 60 monthsEarly withdrawal penalty on a 60 month certificate is $300.00 or 365 days of dividends earned or not, whichever is greater | 3.50% | 3.50% | 3.50%3.50% from $50k | $1,877 |
Who can join Prestige Community CU
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