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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 91–105 results

  1. TLC Community Credit UnionRegular CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.37%APY$1,369 over 36 months on $10,000with conditions
  2. Top Carrot, Carrot Score 92
    Tendto Credit UnionShare CertificatesCD · 36–47 months · $1,000 min · 4.36%–4.77% by balance

    Credit union · Add a location to see nearby branches

    4.36%APY
  3. Top Carrot, Carrot Score 89
    Canyon View Credit UnionRegular Share CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000
  4. Top Carrot, Carrot Score 89
    Canyon View Credit UnionAdd-On CertificateCD · 36 months · $10 min

    Credit union · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000
  5. Top Carrot, Carrot Score 99
    Deseret First Credit UnionRegular Share CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000intro rate
  6. Top Carrot, Carrot Score 90
    Goldenwest Credit UnionStandard CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000
  7. Members First Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000
  8. Top Carrot, Carrot Score 90
    Blackhawk Community Credit UnionShare CertificateCD · 36 months · $1,000 min · 3.85%–4.35% by balance

    Credit union · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000
  9. La Capitol Federal Credit UnionThrifty Saver Share CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000with conditions
  10. Top Carrot, Carrot Score 87
    Leader BankCertificates of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000
  11. Top Carrot, Carrot Score 87
    Leader BankCertificates of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000
  12. Top Carrot, Carrot Score 88
    Class Act Federal Credit UnionShare CertificateCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000intro rate
  13. Top Carrot, Carrot Score 91
    Ascent Credit UnionCertificates of DepositCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000
  14. Top Carrot, Carrot Score 93
    NASA Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000
  15. NHFCUShare Certificate of DepositCD · 36 months · $5,000 min

    Credit union · Add a location to see nearby branches

    4.35%APY$1,363 over 36 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,162 CDs at 3,674 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate