Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 931–945 results
- CME Federal Credit UnionShare CertificatesCD · 24 months · $500 min · 3.78%–3.88% by balance
Credit union · Add a location to see nearby branches
3.78%APY$770 over 24 months on $10,000Requirements
Product: Open with $500 ($250 for youth accounts). Add to certificate anytime without extending maturity ($50 minimum via payroll deduction/direct deposit, $250 minimum via cash/check). Penalty for early withdrawal: 90 days dividends for term < 1 year; 180 days dividends for term >= 1 year and < 6 years; 3.00% of account balance for term >= 6 years (72 and 84 months). 10 calendar days grace period upon automatic renewal.
3.72% interest rate · Effective Aug 26, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $15,000Your amount 3.78% $15,000 – $50,000 3.78% $50,000 and up 3.88% Rate checked
More details - Horicon BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.78%APY$770 over 24 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Fees may reduce earnings. Certificates of Deposit available for personal and business.
Offer: 2 Year CD term. Penalty for early withdrawal.
3.75% interest rate · Effective Oct 22, 2026
Rate checked
More details - Peoples BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.78%APY$770 over 24 months on $10,000Requirements
Product: Penalty for early withdrawal. Rates as of 11/3/2025. Interest rates subject to change at any time without notice. Minimum balance required to obtain stated APY. Fees may reduce earnings.
Offer: Penalty for early withdrawal. Minimum balance required to obtain stated APY. Fees may reduce earnings.
3.75% interest rate · Effective Nov 3, 2025
Rate checked
More details - Galaxy Federal Credit UnionShare CertificateCD · 13–24 months · $500 min
Credit union · Add a location to see nearby branches
3.77%APYRequirements
Product: Membership is open to anyone who lives, works, worships, attends school, or volunteers in Venango County and their immediate family. Members must maintain a minimum balance of $5 in savings accounts. Penalty for early withdrawal.
3.70% interest rate · Effective Jul 1, 2026
Rate checked
More details - Abbott Laboratories Employees Credit UnionRewards Checking Certificate Bonus RatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.77%APY$768 over 24 months on $10,000with conditionsRequirements
Product: Rewards Checking account holders can receive up to 0.05% bonus on certificate terms 12 to 60 months. New accounts only. Not valid on renewals. Not valid on HSA, IRA, or Variable Rate Certificates.
Offer: Requires Rewards Checking account. New accounts only; not valid on renewals.
Qualified rate · 3.71% interest rate · Effective Oct 1, 2026
Rate checked
More details - Hoosier United Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.77%APY$768 over 24 months on $10,000Requirements
Product: Hold a dollar amount (over $1,000) in a certificate for a term of 6, 12, 18, or 24 months and pay a fixed dividend rate every month. Dividends are paid monthly on anniversary date of opening. Minimum balance required is $1,000. Early withdrawal penalty applies.
Offer: Minimum balance required is $1,000. Once rate locked in for term, fixed rate for single term only. Rates are set at CD renewal for CD term. Early withdrawal penalty applies.
3.71% interest rate · Effective Oct 19, 2026
Rate checked
More details - Mobility Credit UnionCertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.77%APY$768 over 24 months on $10,000Requirements
Product: Minimum opening balance of $500 for lowest tier. Minimum deposit requirements range from $500 to $250,000 depending upon the rate tier. Terms of 3, 6, 9, 12, 18, 24, 36, 48 and 60 months available; call for rates on terms longer than 24 months. Early withdrawal penalty may apply. Minimum balance of $100.00 required to earn dividends.
3.70% interest rate · Effective Sep 17, 2026
Rate checked
More details - Tri County Area Federal Credit UnionCertificatesCD · 24 months · $500 min · 3.77%–3.87% by balance
Credit union · Add a location to see nearby branches
3.77%APY$768 over 24 months on $10,000Requirements
Product: Dividends paid monthly; No setup or maintenance fees; Add-on option available to make additional deposits; Funds fully insured up to $250,000 by the NCUA.
Offer: Dividends paid monthly.
3.70% interest rate
Rate by balance
Rate by balance for Certificates Balance APY $500 and upYour amount 3.77% $50,000 and up 3.82% $75,000 and up 3.87% Rate checked
More details - Valley Credit UnionStep-Up CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.76%APY$766 over 24 months on $10,000Requirements
Product: Compounding monthly. Early withdrawal penalty applies.
Offer: Compounding monthly. Early withdrawal penalty applies.
3.70% interest rate · Effective Oct 1, 2026
Rate checked
More details - The County Federal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.76%APY$766 over 24 months on $10,000Requirements
Product: Dividends are compounded daily and paid monthly.
3.70% interest rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details - Highmark Federal Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.76%APY$766 over 24 months on $10,000with conditionsRequirements
Product: Early withdrawal penalty is half the remaining dividends at the time of withdrawal. Honors and Platinum rates apply to Honors and Platinum Rewards Members (* indicates Dividend Rate). Honors Rate and Platinum Rate bumps do not apply to Limited Time Only specials.
Offer: Applies to Honors Rewards Members (* indicates Dividend Rate).
Qualified rate · 3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - Estacado Federal Credit UnionShare CertificatesCD · 24–35 months · $1,000 min · 3.76%–3.86% by balance
Credit union · Add a location to see nearby branches
3.76%APYRequirements
Product: Early withdrawal penalty may apply.
3.70% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $100,000Your amount 3.76% $100,000 and upJumbo Certificates over $100,000 3.86% Rate checked
More details - Vantage West Credit UnionJump Up CDCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.76%APY$766 over 24 months on $10,000with conditionsRequirements
Product: Allows jumping up to a higher rate once during the certificate's term. Minimum opening deposit of $500. Early withdrawal penalties apply and may reduce earnings. Membership required. No monthly service fees when enrolled in eStatements.
Offer: Relationship Rate requires: 1. Qualifying open Vantage West consumer checking account, 2. Monthly direct deposit of at least $750 to accounts under the same Membership account, 3. Aggregate loan and/or deposit balance of at least $10,000 in the same Membership account. Monthly fee waived with eStatements.
Qualified rate · Effective Oct 2, 2026
Rate checked
More details - WESTconsin Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.76%APY$766 over 24 months on $10,000Requirements
Product: Dividends calculated daily, credited and compounded monthly (or at maturity for 3 Month). Early withdrawal penalties apply. Rates vary by Membership Value Pricing (MVP) level. Minimum deposit $1,000 ($500 for age 16 and younger) unless otherwise stated.
Offer: Gold MVP Level: active checking with 5+ posted transactions/month and minimum $30,000 average monthly household balance or first mortgage with balance. Compounded monthly.
3.70% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Rocky Mountain Credit UnionTerm CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.76%APY$766 over 24 months on $10,000Requirements
Product: Requires Membership Savings with a minimum $20 balance. Cannot add to certificate during term.
3.70% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank