Bank · FDIC insured
Horicon Bank CD Rates
Horicon Bank’s best CD rate is 3.58% APY on an 18-month CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How Horicon Bank’s CD rates compare
Compared with banks and credit unions near Beaver Dam, WI, where Horicon Bank has the most branches. $10,000, best rate first.
This bank’s best
Horicon Bank
3.58%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $542
Certificates of Deposit
Top rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
2nd-highest rate
Landmark Credit Union
4.40%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $440
Horicon Bank CD score
75
CD score
Higher than 38% of U.S. banks and credit unions
- 3–8 months3–8 mo3.48%
- 9–15 months9–15 mo3.48%
- 16–30 months16–30 mo3.58%
- 31–60 months31–60 mo3.02%
- QualifiedQualified3.58%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Horicon Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.58%APY · 9 terms
A penalty may be imposed for early withdrawal. Fees may reduce earnings. Certificates of Deposit available for personal and business.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month31 Day CD term. Penalty for early withdrawal | 3.04% | $25 |
| 3 months91 Day CD term. Penalty for early withdrawal | 3.03% | $75 |
| 6 months182 Day CD (6 Month) term. Penalty for early withdrawal | 3.48% | $173 |
| 12 months1 Year CD term. Penalty for early withdrawal | 3.48% | $348 |
| 18 months1 1/2 Year CD (18 Month) term. Penalty for early withdrawal | 3.58% | $542 |
| 24 months2 Year CD term. Penalty for early withdrawal | 3.02% | $613 |
| 36 months3 Year CD term. Penalty for early withdrawal | 3.02% | $934 |
| 48 months4 Year CD term. Penalty for early withdrawal | 3.02% | $1,264 |
| 60 months5 Year CD term. Penalty for early withdrawal | 3.02% | $1,604 |
Special-purpose accounts
Individual Retirement Accounts (IRA CDs)
Up to 3.58%APY · 7 terms
A penalty may be imposed for early withdrawal. Fees may reduce earnings. Features convenient automatic renewal after each term.
| Term | APY · $100 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months182 Day IRA (6 Month) term. Early withdrawal penalty may apply | — | 3.48% | 3.48% | $173 |
| 12 months1 Year IRA term. Early withdrawal penalty may apply | — | 3.48% | 3.48% | $348 |
| 12 months1 Year Variable Rate IRA*. Variable rate CD. Early withdrawal penalty may apply | 3.48% | — | 3.48% | $348 |
| 18 months1 1/2 Year IRA (18 Month) term. Early withdrawal penalty may apply | — | 3.58% | 3.58% | $542 |
| 24 months2 Year IRA term. Early withdrawal penalty may apply | — | 3.01% | 3.01% | $611 |
| 36 months3 Year IRA term. Early withdrawal penalty may apply | — | 3.01% | 3.01% | $930 |
| 48 months4 Year IRA term. Early withdrawal penalty may apply | — | 3.00% | 3.00% | $1,255 |
| 60 months5 Year IRA term. Early withdrawal penalty may apply | — | 3.00% | 3.00% | $1,593 |
Sources (2)
All captured Sep 18, 2026
Opening an account
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