Credit union · NCUA insured
Galaxy Federal Credit Union CD Rates
Galaxy Federal Credit Union’s best CD rate is 4.19% APY on a 2-year share certificate (CD). Terms run from 3 months to 49 months. Rates checked October 16, 2026.
How Galaxy Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Oil City, PA, where Galaxy Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Galaxy Federal Credit Union
4.19%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $856
Share Certificate
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Galaxy Federal Credit Union CD score
88
CD score
Higher than 85% of U.S. banks and credit unions
- 3–8 months3–8 mo3.77%
- 9–15 months9–15 mo3.77%
- 16–30 months16–30 mo4.19%
- 31–60 months31–60 mo3.93%
- QualifiedQualified4.19%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Galaxy Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.19%APY · 6 terms
Membership is open to anyone who lives, works, worships, attends school, or volunteers in Venango County and their immediate family. Members must maintain a minimum balance of $5 in savings accounts. Penalty for early withdrawal.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3–12 months | 3.77% | — | 3.77% | $93 |
| 13–24 months | 3.77% | — | 3.77% | $409 |
| 24 monthsGalaxy FCU reserves the right to discontinue this offer at any time | — | 4.19% | 4.19% | $856 |
| 25–36 months | 3.82% | — | 3.82% | $812 |
| 37–48 months | 3.87% | — | 3.87% | $1,242 |
| 49–60 months | 3.93% | — | 3.93% | $1,705 |
Who can join Galaxy Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, or volunteers in Venango County.
Family and household
- Membership is open to immediate family members of individuals eligible through Venango County.
Membership information collected October 5, 2026.