Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 886–900 results
- Picatinny Federal Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.66%APY$554 over 18 months on $10,000Requirements
Product: The minimum balance required to open a Certificate is $500.00. Must open a savings account with a minimum deposit of $5.00 to qualify for membership. Early withdrawal penalties apply.
Offer: Early withdrawal penalty of 90 days' dividends for terms greater than 12 months. Fixed rate, dividends compounded monthly and credited monthly.
3.60% interest rate · Compounded monthly · Effective Jul 1, 2026
Rate checked
More details - Mobility Credit UnionRate Climber CertificateCD · 18 months · $5,000 min
Credit union · Add a location to see nearby branches
3.66%APY$554 over 18 months on $10,000intro rateRequirements
Product: Minimum deposit amount of $5,000.00. Only one rate increase is allowed for the term of the CD. Rate climber feature does not apply to existing certificates. Early withdrawal penalty may apply. Minimum balance of $100.00 required to earn dividends.
Offer: Only one rate increase is allowed for the term of the CD.
Promotional rate · 3.60% interest rate · Effective Sep 17, 2026
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More details - First Federal Savings BankCertificates of Deposit (CDs)CD · 18 months · $2,500 min
Bank · Add a location to see nearby branches
3.66%APY$554 over 18 months on $10,000Requirements
Product: Early withdrawal penalties apply (90 days interest for terms <= 1 year; 180 days interest for terms > 1 year). Auto-renewable at interest rate in effect on renewal date.
Offer: Compounded monthly.
3.60% interest rate · Compounded monthly
Rate checked
More details - Fairfield Federal BankFixed Rate Certificate AccountCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.66%APY$554 over 18 months on $10,000Requirements
Product: Open to residents of Fairfield County, Ohio or any contiguous county (or established customers who have moved away). Early withdrawal penalty applies.
3.60% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.66%APY$554 over 18 months on $10,000
Requirements
Product: Expected Profit Rate and Expected Annual % Yield. See Disclosure of Account Terms for Truth in Savings provided at account opening.
Offer: A discount may be applied for early withdrawal. Compounds annually.
3.65% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.66%APY$554 over 18 months on $10,000
Requirements
Offer: A penalty may be imposed for early withdrawal. Compounds annually.
3.65% interest rate · Effective Oct 1, 2026
Rate checked
More details - Lafayette Federal Credit UnionVariable-Rate Certificate AccountsCD · 18 months · $50 min
Credit union · Add a location to see nearby branches
3.66%APY$554 over 18 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Dividends compounded and credited monthly. Must establish membership with Lafayette Federal Credit Union, or be an existing member. Can make additional deposits at any time.
3.60% interest rate · Effective Sep 23, 2026
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More details - Strategic FCUShare CertificatesCD · 18 months · $1,500 min
Credit union · Add a location to see nearby branches
3.66%APY$554 over 18 months on $10,0003.60% interest rate
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More details - RiverFall Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.66%APY$554 over 18 months on $10,000intro rateRequirements
Product: No setup or maintenance fees. Early withdrawal penalty applies: 90 days dividends for 6- and 12-month terms, 180 days dividends for 18-month terms and above. Dividends computed on average daily balances of $500 or more.
Offer: Limited time offer.
Promotional rate · 3.60% interest rate
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More details - Noda Federal Credit UnionCD RatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.66%APY$554 over 18 months on $10,0003.60% interest rate · Effective Jul 1, 2026
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More details - Cooperative Choice Network Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.66%APY$554 over 18 months on $10,000Requirements
Product: Dividends compounded daily and paid monthly (added back to certificate, paid monthly by check, or deposited directly into Share Savings or Share Draft Account). Early withdrawals subject to penalty. Minimum deposits vary according to term lengths.
3.60% interest rate · Compounded daily · Effective Mar 1, 2026
Rate checked
More details - 3.65%APY$552 over 18 months on $10,000
Requirements
Product: Minimum opening deposit is $1,000. Membership with TDECU required. Insured up to $250,000 by NCUA. Penalty for early withdrawal.
Offer: Base Rate for opening deposit $1,000.00 – $49,999.99. Bonus rates available for opening deposits $50,000+ (Base Rate + 0.15%) and $100,000+ (Base Rate + 0.25%).
3.59% interest rate · Balance cap $49,999.99
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More details - PrimeWay Federal Credit UnionPromotional Certificate of DepositCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000intro rateRequirements
Offer: 120 Days Interest early withdrawal penalty
Promotional rate · 3.59% interest rate · Effective Sep 12, 2026
Rate checked
More details - Chen-Del-O Federal Credit UnionCertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Minimum balance requirement: $500.00. Penalty for early withdrawal.
Offer: 18 month term. Penalty for early withdrawal: 60 days loss of dividends.
3.61% interest rate · Effective Oct 21, 2026
Rate checked
More details - County Savings BankCertificate of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Fixed interest rate until maturity. $500.00 deposit to open account (larger deposit required for special certificate). Penalties may be imposed upon early withdrawal.
Offer: Compounded daily. Rates subject to change and fees may reduce earnings. Penalties may be imposed upon early withdrawal.
3.59% interest rate · Compounded daily · Effective Oct 19, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,154 CDs at 2,793 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.90%
- Credit unions, typical
- 3.30%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank