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Credit union · NCUA insured

Chen-Del-O Federal Credit Union CD Rates

Chen-Del-O Federal Credit Union’s best CD rate is 3.75% APY on a 1-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.

How Chen-Del-O Federal Credit Union’s CD rates compare

Compared with banks and credit unions in New York, where Chen-Del-O Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Chen-Del-O Federal Credit Union

    3.75%APY

    Term
    12 months
    Minimum
    $500
    Earns on $10,000
    $375

    Certificate

  • Top rate

    Syracuse Fire Department Credit Union

    5.00%APY

    Term
    6 months
    Minimum
    $1,000
    Earns on $10,000
    $247

    Syracuse Fire Department Credit Union rates

  • Top Carrot, Carrot Score 88

    2nd-highest rate

    Palisades Credit Union

    5.00%APY

    Term
    11 months
    Minimum
    $500
    Earns on $10,000
    $457

    Palisades Credit Union rates

Compare CD rates near you →

Chen-Del-O Federal Credit Union CD score

78

CD score

Higher than 46% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.50%
  • 9–15 months9–15 mo3.75%
  • 16–30 months16–30 mo3.65%
  • 31–60 months31–60 mo3.00%
  • QualifiedQualified3.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Chen-Del-O Federal Credit Union ranks

By CD score, in each area where it has branches

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Chen-Del-O Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

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