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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 76–90 results

  1. Landmark Credit UnionCertificate AccountCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.40%APY$440 over 1 year on $10,000
  2. Top Carrot, Carrot Score 88
    Congressional Federal Credit UnionShare CertificateCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.40%APY$440 over 1 year on $10,000intro rate
  3. City National BankPersonal Certificates of DepositCD · 12 months · $2,500 min

    Bank · Add a location to see nearby branches

    4.39%APY$439 over 1 year on $10,000intro rate
  4. Top Carrot, Carrot Score 87
    National Police FCUShare CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.39%APY$439 over 1 year on $10,000
  5. Top Carrot, Carrot Score 90
    Central BankCD Management AccountCD · 12 months · $2,500 min

    Bank · Add a location to see nearby branches

    4.38%APY$438 over 1 year on $10,000
  6. Horizon Credit Union12 Month CertificateCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.38%APY$438 over 1 year on $10,000
  7. Top Carrot, Carrot Score 88
    Labor Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.37%APY$437 over 1 year on $10,000intro rate
  8. WebBankCertificates of DepositCD · 12 months · $2,500 min

    Bank · Add a location to see nearby branches

    4.36%APY$436 over 1 year on $10,000
  9. Bank of LexingtonBank of Lexington CD SpecialsCD · 12 months · $500 min

    Bank · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000intro rate
  10. Top Carrot, Carrot Score 97
    Colorado Federal BankCertificates of DepositCD · 12 months · $5,000 min

    Bank · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  11. Top Carrot, Carrot Score 97
    Aspire Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000intro rate
  12. Top Carrot, Carrot Score 94
    City First BankCertificates of Deposit (Digital)CD · 12 months · $5,000 min

    Bank · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  13. GECUCredit Builder Certificate AccountCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  14. GECUPersonal Certificate Accounts (Fixed rate)CD · 12 months · $50 min · 4.35%–4.45% by balance

    Credit union · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  15. Top Carrot, Carrot Score 88
    The Summit Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay nationwide

5,320 CDs at 4,386 banks and credit unions · checked Oct 15–22

Typical
3.30%
Top 10% from
4.05%
Banks, typical
3.05%
Credit unions, typical
3.40%

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate