Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 841–855 results
- INTRUST BankCertificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.70%APY$67 over 3 months on $10,000Requirements
Product: Substantial penalty for early withdrawal. Rates may vary by bank location. In most cases, CDs automatically renew with a 10-day grace period. Early withdrawal penalty is 3 months interest for terms <= 12 months, 6 months interest for terms > 12 months. $500 minimum opening deposit with automatic renewal, or $2,500 minimum opening deposit without automatic renewal for 3-, 6-, and 9-month terms.
Offer: $500 minimum opening deposit with automatic renewal; $2,500 minimum opening deposit without automatic renewal.
Rate checked
More details - Bank of HawaiiRegular Promo CDCD · 3 months · $2,500 min · 2.70%–2.90% by balance
Bank · Add a location to see nearby branches
2.70%APY$67 over 3 months on $10,000intro rateRequirements
Product: Promo Rates are offered for one term when using existing funds or renewing a New Money Special Rate CD for the first time. Renews at Standard Rates thereafter. Not applicable to retirement accounts.
Offer: Must be opened in-branch with $2,500 or more, or online with $2,500 - $99,999.99 funded entirely from an existing Bank of Hawaii account.
Promotional rate · 2.70% interest rate · Effective Jun 4, 2026
Rate by balance
Rate by balance for Regular Promo CD Balance APY $2,500 – $100,000Your amount 2.70% $100,000 and upJumbo tier. Must be opened in-branch with a qualifying deposit of $100,000 or more. 2.90% Rate checked
More details - First Guaranty BankFixed Rate CDsCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.70%APY$67 over 3 months on $10,000Requirements
Product: Automatic renewal at prevailing rate. Penalty may be imposed for early withdrawal. Fees may reduce earnings. Interest rate and APY may change after account opening.
Offer: 90 Day term.
2.70% interest rate
Rate checked
More details - 2.69%APY$67 over 3 months on $10,000
Requirements
Offer: Compounded at maturity. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
2.66% interest rate · Effective Oct 4, 2026
Rate checked
More details - American State BankCertificates of DepositCD · 3 months · $2,500 min
Bank · Add a location to see nearby branches
2.67%APY$66 over 3 months on $10,0002.65% interest rate · Effective Jun 28, 2023
Rate checked
More details - Payne County BankCertificates of DepositCD · 3–6 months · $1,000 min
Bank · Add a location to see nearby branches
2.65%APYRequirements
Product: $1,000 minimum deposit to open; Interest payable monthly on deposits of $5,000 or more; Early withdrawal penalty applies (3 months interest for < 18 months maturity, 6 months interest for 18 months or longer).
Offer: Term: 90 to 180 Days; Fixed interest rate; Early withdrawal penalty equal to 3 months interest.
2.62% interest rate · Effective Sep 29, 2026
Rate checked
More details - Center Parc Credit UnionStandard CDCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.65%APY$66 over 3 months on $10,000Requirements
Product: You must be a member to open a Certificate of Deposit. Penalty may apply for early withdrawals. Fees may reduce earnings. APY assumes interest remains on deposit until maturity. Option to automatically renew at maturity.
2.62% interest rate · Effective Oct 1, 2026
Rate checked
More details - MembersFirst Credit UnionCertificate of DepositCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.65%APY$66 over 3 months on $10,000Requirements
Product: Minimum opening balance of $1,000 is required to earn dividends on all Certificates of Deposit ($500 for CU Succeed account holders). Early withdrawal penalties apply.
Offer: Term 90 Days. CU Succeed account holders can open with a minimum balance of $500.
2.62% interest rate · Effective Jan 12, 2026
Rate checked
More details - Ocala Community Credit UnionCertificate of Deposits (CDs)CD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.65%APY$66 over 3 months on $10,000Requirements
Product: CDs accrue daily and are paid quarterly. Substantial penalty for early withdrawal. Available through OcalaCCU App.
2.61% interest rate · Effective Sep 1, 2026
Rate checked
More details - Santee Cooper Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.63%APY$65 over 3 months on $10,000Requirements
Product: Penalties for early withdrawal may apply. Members over the age of 55 qualify for a higher rate.
2.60% interest rate
Rate checked
More details - West BankCertificate of DepositCD · 3 months · $1,000 min · 2.63%–2.93% by balance
Bank · Add a location to see nearby branches
2.63%APY$65 over 3 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. Fees and service charges may reduce earnings.
2.60% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $24,999Your amount 2.63% $25,000 – $99,999 2.73% $100,000 – $249,999 2.83% $250,000 and up 2.93% Rate checked
More details - Instep Credit UnionShare CertificatesCD · 3 months · $500 min · 2.38%–3.15% by balance
Credit union · Add a location to see nearby branches
2.63%APY$65 over 3 months on $10,000Requirements
Product: Dividends posted monthly based on daily balance and compounded monthly. Rates subject to change at any time and not guaranteed until certificate and membership are opened. Penalties for early withdrawals may apply. Fees may reduce earnings.
Offer: Minimum balance $500 - $4,999.99.
2.35% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $5,000 2.38% $5,000 – $15,000Your amount 2.63% $15,000 – $25,000 2.89% $25,000 – $100,000 3.15% Rate checked
More details - Spojnia Credit UnionShare Certificates (CDs)CD · 3 months
Credit union · Add a location to see nearby branches
2.62%APY$65 over 3 months on $10,000Requirements
Product: Available to credit union members with a minimum $5.00 deposit in a share account. Field of membership is limited to Polish National Alliance policyholders and parishes/affiliated church groups of the Polish National Catholic Church. Dividends are compounded and paid quarterly and at maturity. Fixed rate for certificate term. Additional deposits not permitted.
Offer: 90 Day term.
2.60% interest rate · Effective Jan 1, 2026
Rate checked
More details - 2.60%APY$64 over 3 months on $10,000with conditions
Requirements
Product: Certificates are fixed accounts that will earn the stated dividend rate for the duration of the account term. A penalty may be imposed for early withdrawals. Must be a CU SoCal Member. Rewards+ Loyalty Program certificates are only available to open during the months when a Member is an active Rewards+ Loyalty Program Member. For Minor Certificates, the minimum term is 12 months; the minimum opening balance and minimum to earn dividends is $500.
Offer: Non-Rewards+ Loyalty Program rate.
Qualified rate · 2.57% interest rate · Effective Oct 23, 2026
Rate checked
More details - Market USA Federal Credit UnionCertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.60%APY$64 over 3 months on $10,000Requirements
Product: Minimum deposit for most certificates is $500 ($100 for 12 Month Accumulator). Preferred rates require eStatements (and direct deposit of net pay / at least $500/month for standard terms). Dividends are compounded daily and credited monthly.
Offer: Preferred APY includes a 0.35% premium. Direct deposit and eStatements are required to receive this premium. APY will decrease if you discontinue these services.
Compounded daily · Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,932 banks and credit unions · checked Oct 22–24
- Typical
- 2.01%
- Top 10% from
- 3.72%
- Banks, typical
- 1.85%
- Credit unions, typical
- 2.22%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank